Side-by-side · Q2 2026 data
N C P D Federal Credit Union vs Sea Comm Federal Credit Union
Metric by metric
| Measure | N C P D Federal Credit Union | Sea Comm Federal Credit Union |
|---|---|---|
| TellerScore | 87 | 89 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 90 (stronger) | 79 |
| Earnings | 50 | 77 (stronger) |
| Funding & liquidity | 100 (stronger) | 92 |
| Problem-loan coverage | 99 (stronger) | 96 |
| Peer percentile | 91st | 94th |
| Total assets | $908.8M | $777.3M |
| Deposits / shares | $747.9M | $651.4M |
| Capital ratio | 16.58% | 17.96% (stronger) |
| Problem loans | 0.29% (stronger) | 0.63% |
| Net charge-offs | 0.09% (stronger) | 0.25% |
| Return on assets | 0.74% | 1.42% (stronger) |
| Loans ÷ deposits | 44.3% (stronger) | 68.0% |
| Uninsured deposits | 15.1% | 5.5% (stronger) |
| Offices | 2 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.4% | — |
Sea Comm Federal Credit Union has the higher TellerScore (89 vs 87). On the 7 directional measures above (where higher or lower is clearly better), N C P D Federal Credit Union leads on 3 and Sea Comm Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.