Side-by-side · Q2 2026 data
N G M Employees Federal Credit Union vs 802 Credit Union
Credit union
N G M Employees Federal Credit Union
Keene, New Hampshire · Under $100 million in assets
Metric by metric
| Measure | N G M Employees Federal Credit Union | 802 Credit Union |
|---|---|---|
| TellerScore | 57 | 67 (stronger) |
| Capital cushion | 24 | 75 (stronger) |
| Loan quality | 100 (stronger) | 50 |
| Earnings | 0 | 66 (stronger) |
| Funding & liquidity | 100 (stronger) | 72 |
| Problem-loan coverage | 100 (stronger) | 81 |
| Peer percentile | 17th | 41st |
| Total assets | $7.5M | $507.7M |
| Deposits / shares | $7.0M | $440.1M |
| Capital ratio | 7.41% | 12.54% (stronger) |
| Problem loans | 0.00% (stronger) | 1.50% |
| Net charge-offs | -1.39% (stronger) | 0.35% |
| Return on assets | -0.89% | 1.14% (stronger) |
| Loans ÷ deposits | 49.1% (stronger) | 88.4% |
| Uninsured deposits | 1.5% (stronger) | 3.4% |
| Offices | 1 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.6% |
802 Credit Union has the higher TellerScore (67 vs 57). On the 7 directional measures above (where higher or lower is clearly better), N G M Employees Federal Credit Union leads on 4 and 802 Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.