Side-by-side · Q2 2026 data
N.I.C.E. Federal Credit Union vs Salem School System Credit Union
Credit union
Salem School System Credit Union
Salem, Illinois · Under $100 million in assets
Metric by metric
| Measure | N.I.C.E. Federal Credit Union | Salem School System Credit Union |
|---|---|---|
| TellerScore | 62 | 87 (stronger) |
| Capital cushion | 24 | 100 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 28 | 68 (stronger) |
| Funding & liquidity | 92 (stronger) | 56 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 24th | 83rd |
| Total assets | $2.6M | $2.2M |
| Deposits / shares | $2.4M | $1.5M |
| Capital ratio | 7.37% | 30.85% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% (stronger) | 1.92% |
| Return on assets | 0.20% | 1.19% (stronger) |
| Loans ÷ deposits | 68.4% (stronger) | 104.5% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Salem School System Credit Union has the higher TellerScore (87 vs 62). On the 5 directional measures above (where higher or lower is clearly better), N.I.C.E. Federal Credit Union leads on 2 and Salem School System Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.