Side-by-side · Q2 2026 data
N. J. Latvian Federal Credit Union vs Monmouth County Postal Employees Credit Union
Credit union
N. J. Latvian Federal Credit Union
Freehold, New Jersey · Under $100 million in assets
Credit union
Monmouth County Postal Employees Credit Union
Red Bank, New Jersey · Under $100 million in assets
Metric by metric
| Measure | N. J. Latvian Federal Credit Union | Monmouth County Postal Employees Credit Union |
|---|---|---|
| TellerScore | 66 | 79 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 41 | 95 (stronger) |
| Earnings | 6 (stronger) | 0 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 32nd | 62nd |
| Total assets | $4.7M | $21.9M |
| Deposits / shares | $4.1M | $17.3M |
| Capital ratio | 16.36% | 20.64% (stronger) |
| Problem loans | 1.76% | 0.15% (stronger) |
| Net charge-offs | 0.00% | -0.10% (stronger) |
| Return on assets | -0.34% (stronger) | -0.59% |
| Loans ÷ deposits | 8.3% (stronger) | 14.3% |
| Uninsured deposits | 0.0% (stronger) | 3.8% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Monmouth County Postal Employees Credit Union has the higher TellerScore (79 vs 66). On the 7 directional measures above (where higher or lower is clearly better), N. J. Latvian Federal Credit Union leads on 3 and Monmouth County Postal Employees Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.