Side-by-side · Q2 2026 data
Naft Federal Credit Union vs Brownsville City Employees Federal Credit Union
Credit union
Brownsville City Employees Federal Credit Union
Brownsville, Texas · Under $100 million in assets
Metric by metric
| Measure | Naft Federal Credit Union | Brownsville City Employees Federal Credit Union |
|---|---|---|
| TellerScore | 93 (stronger) | 83 |
| Capital cushion | 100 | 100 |
| Loan quality | 83 | 87 (stronger) |
| Earnings | 89 (stronger) | 33 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 97 | 99 (stronger) |
| Peer percentile | 97th | 72nd |
| Total assets | $162.3M | $6.9M |
| Deposits / shares | $135.7M | $4.6M |
| Capital ratio | 16.44% | 31.93% (stronger) |
| Problem loans | 0.50% | 0.40% (stronger) |
| Net charge-offs | 0.24% (stronger) | 1.56% |
| Return on assets | 1.73% (stronger) | 0.32% |
| Loans ÷ deposits | 51.3% | 46.7% (stronger) |
| Uninsured deposits | 1.3% | 0.0% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Naft Federal Credit Union has the higher TellerScore (93 vs 83). On the 7 directional measures above (where higher or lower is clearly better), Naft Federal Credit Union leads on 3 and Brownsville City Employees Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.