Headquartered in Brownsville, Texas, Brownsville City Employees Federal Credit Union is a federal credit union with $6.9M in total assets and $4.6M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1970.
Based on its Q2 2026 filing, Brownsville City Employees Federal Credit Union scores 83/100, which we describe as strong. That is higher than 72% of 2,479 credit unions with under $100 million in assets. Among 380 credit unions headquartered in Texas, it ranks 96th. Its strongest component is capital cushion (100/100; 31.93%), and its lowest is earnings (33/100; 0.32%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 5 points (78 → 83), mostly because the loan quality component improved by 48 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 99 |
| Q3 2024 | 98 |
| Q4 2024 | 95 |
| Q1 2025 | 92 |
| Q2 2025 | 78 |
| Q3 2025 | 85 |
| Q4 2025 | 89 |
| Q1 2026 | 80 |
| Q2 2026 | 83 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 29.30% |
| Q3 2024 | 29.27% |
| Q4 2024 | 30.52% |
| Q1 2025 | 29.57% |
| Q2 2025 | 29.79% |
| Q3 2025 | 30.93% |
| Q4 2025 | 33.11% |
| Q1 2026 | 32.04% |
| Q2 2026 | 31.93% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.07% |
| Q3 2024 | 0.23% |
| Q4 2024 | 0.61% |
| Q1 2025 | 0.89% |
| Q2 2025 | 1.84% |
| Q3 2025 | 0.85% |
| Q4 2025 | 0.44% |
| Q1 2026 | 0.77% |
| Q2 2026 | 0.40% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 2.11% |
| Q3 2024 | 1.95% |
| Q4 2024 | 2.02% |
| Q1 2025 | 1.91% |
| Q2 2025 | 1.16% |
| Q3 2025 | 1.07% |
| Q4 2025 | 1.12% |
| Q1 2026 | 0.27% |
| Q2 2026 | 0.32% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 83 | $6.9M | 31.93% | 0.40% | 0.32% | 46.7% |
| Q1 2026 | 80 | $6.8M | 32.04% | 0.77% | 0.27% | 51.9% |
| Q4 2025 | 89 | $6.6M | 33.11% | 0.44% | 1.12% | 57.1% |
| Q3 2025 | 85 | $7.0M | 30.93% | 0.85% | 1.07% | 54.4% |
| Q2 2025 | 78 | $7.2M | 29.79% | 1.84% | 1.16% | 54.3% |
| Q1 2025 | 92 | $7.2M | 29.57% | 0.89% | 1.91% | 55.8% |
| Q4 2024 | 95 | $6.9M | 30.52% | 0.61% | 2.02% | 62.1% |
| Q3 2024 | 98 | $7.1M | 29.27% | 0.23% | 1.95% | 60.7% |
| Q2 2024 | 99 | $7.0M | 29.30% | 0.07% | 2.11% | 64.6% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Texas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Galveston Government Employees Credit UnionCredit union Dickinson, TX | 32 out of 100, Low | $6.8M | 9.3% | 3.07% | vs |
| Victoria City-County Employees Federal Credit UnionCredit union Victoria, TX | 80 out of 100, Strong | $7.0M | 14.7% | 0.06% | vs |
| Andrews School Federal Credit UnionCredit union Andrews, TX | 84 out of 100, Strong | $6.7M | 28.2% | 0.47% | vs |
| Sherwin Federal Credit UnionCredit union Portland, TX | 76 out of 100, Strong | $6.6M | 34.4% | 0.00% | vs |
| Sweetwater Regional Federal Credit UnionCredit union Sweetwater, TX | 79 out of 100, Strong | $6.6M | 19.5% | 0.11% | vs |
| Highway District 19 Employees Credit UnionCredit union Atlanta, TX | 73 out of 100, Strong | $7.1M | 20.7% | 0.72% | vs |
Deposit insurance
Is my money safe at Brownsville City Employees Federal Credit Union?
Yes. Brownsville City Employees Federal Credit Union is a federally insured credit union (NCUA charter #20392). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 31.93%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Brownsville City Employees Federal Credit Union lists 1 office in 1 city. Most locations:
- Brownsville, TX (1)
Identity & history
Profile
- Legal name
- Brownsville City Employees Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 20392
- RSSD ID
- 891486
- Primary regulator
- NCUA
- Established
- 1970
- Headquarters
- Po Box 911, Brownsville, TX 78522
- Employees
- 3
Quick answers
Brownsville City Employees Federal Credit Union: common questions
Is Brownsville City Employees Federal Credit Union NCUA insured?
Yes. Brownsville City Employees Federal Credit Union is a federally insured credit union (NCUA charter #20392). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Brownsville City Employees Federal Credit Union's TellerScore?
83 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Brownsville City Employees Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Brownsville
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Naft Federal Credit UnionCredit union Pharr, TX | 93 out of 100, Very strong | $162.3M | 16.4% | 0.50% | vs |
| Members First Credit UnionCredit union Corpus Christi, TX | 87 out of 100, Very strong | $183.2M | 24.0% | 1.04% | vs |
| Bank of South TexasBank Mcallen, TX | 86 out of 100, Very strong | $174.5M | 16.6% | 0.23% | vs |
| Falcon International BankBank Laredo, TX | 85 out of 100, Very strong | $2.2B | 13.4% | 0.00% | vs |
| Texas Community BankBank Laredo, TX | 84 out of 100, Strong | $2.2B | 12.8% | 0.20% | vs |
| First National Bank of South Padre IslandBank South Padre Island, TX | 84 out of 100, Strong | $78.2M | 14.1% | 1.24% | vs |