Side-by-side · Q2 2026 data
Naft Federal Credit Union vs Community Service Credit Union
Metric by metric
| Measure | Naft Federal Credit Union | Community Service Credit Union |
|---|---|---|
| TellerScore | 93 (stronger) | 59 |
| Capital cushion | 100 (stronger) | 44 |
| Loan quality | 83 (stronger) | 73 |
| Earnings | 89 (stronger) | 38 |
| Funding & liquidity | 100 (stronger) | 75 |
| Problem-loan coverage | 97 (stronger) | 86 |
| Peer percentile | 97th | 19th |
| Total assets | $162.3M | $163.8M |
| Deposits / shares | $135.7M | $146.5M |
| Capital ratio | 16.44% (stronger) | 9.45% |
| Problem loans | 0.50% (stronger) | 0.82% |
| Net charge-offs | 0.24% (stronger) | 1.39% |
| Return on assets | 1.73% (stronger) | 0.44% |
| Loans ÷ deposits | 51.3% (stronger) | 84.9% |
| Uninsured deposits | 1.3% (stronger) | 10.1% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Naft Federal Credit Union has the higher TellerScore (93 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Naft Federal Credit Union leads on 7 and Community Service Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.