TellerScore

Side-by-side · Q2 2026 data

Naheola Credit Union vs Eco Credit Union

Credit union

Naheola Credit Union

Pennington, Alabama · $100 million – $1 billion

74of 100
Strong

Credit union

Eco Credit Union

Birmingham, Alabama · $100 million – $1 billion

72of 100
Strong

Metric by metric

MeasureNaheola Credit UnionEco Credit Union
TellerScore74 (stronger)72
Capital cushion100 (stronger)68
Loan quality3471 (stronger)
Earnings86 (stronger)47
Funding & liquidity66100 (stronger)
Problem-loan coverage8492 (stronger)
Peer percentile63rd57th
Total assets$219.6M$195.1M
Deposits / shares$178.7M$179.7M
Capital ratio18.00% (stronger)11.78%
Problem loans1.97%0.86% (stronger)
Net charge-offs0.16% (stronger)0.28%
Return on assets1.66% (stronger)0.66%
Loans ÷ deposits87.6%55.5% (stronger)
Uninsured deposits20.7%3.7% (stronger)
Offices47
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)—0.0%

Naheola Credit Union has the higher TellerScore (74 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Naheola Credit Union leads on 4 and Eco Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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