Side-by-side · Q2 2026 data
NASA Federal Credit Union vs State Employees CU of Maryland, Inc Credit Union
Credit union
State Employees CU of Maryland, Inc Credit Union
Linthicum, Maryland · $1 billion – $10 billion
Metric by metric
| Measure | NASA Federal Credit Union | State Employees CU of Maryland, Inc Credit Union |
|---|---|---|
| TellerScore | 66 (stronger) | 64 |
| Capital cushion | 55 (stronger) | 54 |
| Loan quality | 82 (stronger) | 71 |
| Earnings | 55 (stronger) | 53 |
| Funding & liquidity | 59 | 70 (stronger) |
| Problem-loan coverage | 90 (stronger) | 87 |
| Peer percentile | 44th | 36th |
| Total assets | $5.8B | $5.8B |
| Deposits / shares | $4.7B | $5.0B |
| Capital ratio | 10.49% (stronger) | 10.43% |
| Problem loans | 0.53% (stronger) | 0.86% |
| Net charge-offs | 0.77% | 0.54% (stronger) |
| Return on assets | 0.87% (stronger) | 0.84% |
| Loans ÷ deposits | 94.6% | 90.5% (stronger) |
| Uninsured deposits | 20.8% | 4.3% (stronger) |
| Offices | 12 | 24 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.2% | — |
NASA Federal Credit Union has the higher TellerScore (66 vs 64). On the 7 directional measures above (where higher or lower is clearly better), NASA Federal Credit Union leads on 4 and State Employees CU of Maryland, Inc Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.