NASA Federal Credit Union is a federal credit union headquartered in Upper Marlboro, Maryland, in business for about 77 years. At the end of Q2 2026 it reported $5.8B in total assets and $4.7B in member shares and deposits, with 12 offices across 3 states.
NASA Federal Credit Union has a TellerScore of 66 out of 100 (moderate) based on Q2 2026 data — higher than only 44% of its 454 credit unions with $1 billion – $10 billion. Among 60 credit unions headquartered in Maryland, it ranks 31st. Problem-loan coverage contributes the most (90/100, 4.9%); earnings contributes the least (55/100, 0.87%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 5 points (61 → 66), mostly because the earnings component improved by 12 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 60 |
| Q3 2024 | 62 |
| Q4 2024 | 60 |
| Q1 2025 | 60 |
| Q2 2025 | 61 |
| Q3 2025 | 62 |
| Q4 2025 | 64 |
| Q1 2026 | 62 |
| Q2 2026 | 66 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 9.52% |
| Q3 2024 | 9.82% |
| Q4 2024 | 9.69% |
| Q1 2025 | 9.75% |
| Q2 2025 | 9.98% |
| Q3 2025 | 9.93% |
| Q4 2025 | 10.16% |
| Q1 2026 | 10.14% |
| Q2 2026 | 10.49% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.58% |
| Q3 2024 | 0.64% |
| Q4 2024 | 0.72% |
| Q1 2025 | 0.69% |
| Q2 2025 | 0.65% |
| Q3 2025 | 0.64% |
| Q4 2025 | 0.62% |
| Q1 2026 | 0.58% |
| Q2 2026 | 0.53% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.56% |
| Q3 2024 | 0.76% |
| Q4 2024 | 0.64% |
| Q1 2025 | 0.49% |
| Q2 2025 | 0.57% |
| Q3 2025 | 0.67% |
| Q4 2025 | 0.87% |
| Q1 2026 | 0.59% |
| Q2 2026 | 0.87% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 66 | $5.8B | 10.49% | 0.53% | 0.87% | 94.6% |
| Q1 2026 | 62 | $5.8B | 10.14% | 0.58% | 0.59% | 91.9% |
| Q4 2025 | 64 | $5.7B | 10.16% | 0.62% | 0.87% | 93.6% |
| Q3 2025 | 62 | $5.7B | 9.93% | 0.64% | 0.67% | 93.8% |
| Q2 2025 | 61 | $5.5B | 9.98% | 0.65% | 0.57% | 95.0% |
| Q1 2025 | 60 | $5.6B | 9.75% | 0.69% | 0.49% | 93.6% |
| Q4 2024 | 60 | $5.5B | 9.69% | 0.72% | 0.64% | 93.8% |
| Q3 2024 | 62 | $5.5B | 9.82% | 0.64% | 0.76% | 96.1% |
| Q2 2024 | 60 | $5.5B | 9.52% | 0.58% | 0.56% | 94.7% |
454 peers · $1 billion – $10 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Maryland
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| State Employees CU of Maryland, Inc Credit UnionCredit union Linthicum, MD | 64 out of 100, Moderate | $5.8B | 10.4% | 0.86% | vs |
| Tower Federal Credit UnionCredit union Laurel, MD | 83 out of 100, Strong | $5.0B | 14.3% | 0.39% | vs |
| Aberdeen Proving Ground Federal Credit UnionCredit union Aberdeen, MD | 64 out of 100, Moderate | $2.7B | 9.3% | 0.53% | vs |
| Andrews Federal Credit UnionCredit union Suitland, MD | 53 out of 100, Below average | $2.7B | 10.6% | 1.51% | vs |
| Lafayette Federal Credit UnionCredit union Rockville, MD | 53 out of 100, Below average | $2.1B | 12.4% | 2.33% | vs |
| First Financial of Maryland Federal Credit UnionCredit union Sparks, MD | 79 out of 100, Strong | $1.4B | 16.7% | 0.54% | vs |
Deposit insurance
Is my money safe at NASA Federal Credit Union?
Yes. NASA Federal Credit Union is a federally insured credit union (NCUA charter #6328). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 20.8% of shares and deposits ($967.6M) are above the $250,000 NCUA insurance limit, above the peer median of 9%. Insured balances are protected regardless of the score.
The net worth ratio is 10.49%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
12 locations
Branches
NASA Federal Credit Union lists 12 offices in 12 cities across 3 states. Most locations:
- Annapolis, MD (1)
- Arlington, VA (1)
- Bowie, MD (1)
- Columbia, MD (1)
- Falls Church, VA (1)
- Greenbelt, MD (1)
- Lanham, MD (1)
- Oak Hall, VA (1)
- Rockville, MD (1)
- Upper Marlboro, MD (1)
- Wallops Is, VA (1)
- Washington, DC (1)
HMDA 2025
Mortgage lending
In 2025, NASA Federal Credit Union reported 874 home-loan applications under HMDA (LEI 549300KPBZCTMM3Y0061): 661 originated ($113,425,000 total), 51 denied, and 53 withdrawn or closed by the applicant. Its denial rate on decided applications was 6.2%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- NASA Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 6328
- RSSD ID
- 910181
- Primary regulator
- NCUA
- Established
- 1949
- Headquarters
- 500 Prince Georges Blvd, Upper Marlboro, MD 20774
- Employees
- 393
Quick answers
NASA Federal Credit Union: common questions
Is NASA Federal Credit Union NCUA insured?
Yes. NASA Federal Credit Union is a federally insured credit union (NCUA charter #6328). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is NASA Federal Credit Union's TellerScore?
66 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does NASA Federal Credit Union have?
12 offices as of the latest NCUA data, in 3 states.
Nearby
Highest-scoring banks and credit unions with branches near Upper Marlboro
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Mount Pleasant Baptist Church Federal Credit UnionCredit union Alexandria, VA | 100 out of 100, Very strong | $370K | 17.4% | 0.00% | vs |
| None Suffer Lack Federal Credit UnionCredit union Suitland, MD | 99 out of 100, Very strong | $27.9M | 20.1% | 0.12% | vs |
| Mt Gilead Federal Credit UnionCredit union Washington, DC | 93 out of 100, Very strong | $78K | 17.5% | 0.00% | vs |
| Mt. Airy Baptist Church Federal Credit UnionCredit union Washington, DC | 86 out of 100, Very strong | $1.1M | 42.0% | 1.55% | vs |
| Library of Congress Federal Credit UnionCredit union Washington, DC | 84 out of 100, Strong | $338.2M | 16.6% | 0.53% | vs |
| Mt. Jezreel Federal Credit UnionCredit union Silver Spring, MD | 84 out of 100, Strong | $191K | 20.1% | 0.00% | vs |