Side-by-side · Q2 2026 data
Nassau Financial Federal Credit Union vs Access Federal Credit Union
Credit union
Nassau Financial Federal Credit Union
East Meadow, New York · $100 million – $1 billion
Metric by metric
| Measure | Nassau Financial Federal Credit Union | Access Federal Credit Union |
|---|---|---|
| TellerScore | 50 | 70 (stronger) |
| Capital cushion | 12 | 44 (stronger) |
| Loan quality | 86 (stronger) | 70 |
| Earnings | 13 | 74 (stronger) |
| Funding & liquidity | 90 | 100 (stronger) |
| Problem-loan coverage | 91 | 91 |
| Peer percentile | 6th | 51st |
| Total assets | $334.4M | $320.1M |
| Deposits / shares | $319.1M | $287.6M |
| Capital ratio | 6.20% | 9.40% (stronger) |
| Problem loans | 0.41% (stronger) | 0.89% |
| Net charge-offs | 0.07% | 0.04% (stronger) |
| Return on assets | -0.16% | 1.35% (stronger) |
| Loans ÷ deposits | 69.9% | 53.5% (stronger) |
| Uninsured deposits | 2.3% (stronger) | 7.0% |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 9.4% |
Access Federal Credit Union has the higher TellerScore (70 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Nassau Financial Federal Credit Union leads on 2 and Access Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.