TellerScore

Nassau Financial Federal Credit Union (NCUA charter #1404) is based in East Meadow, New York. Its Q2 2026 call report shows $334.4M in total assets and $319.1M in member shares and deposits and 4 offices.

Nassau Financial Federal Credit Union has a TellerScore of 50 out of 100 (below average) based on Q2 2026 data — higher than only 6% of its 1,341 credit unions with $100 million – $1 billion. Among 268 credit unions headquartered in New York, it ranks 240th. Problem-loan coverage contributes the most (91/100, 4.5%); capital cushion contributes the least (12/100, 6.20%).

TellerScore · Q2 2026

Scorecard

Capital cushion12/100
Net worth ratio: 6.20%
Loan quality86/100
Loans 60+ days delinquent ÷ total loans: 0.41%
Earnings13/100
Return on assets (annualized): -0.16%
Funding & liquidity90/100
Loans ÷ shares: 69.9% · 2.3% uninsured
Problem-loan coverage91/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 4.51%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (51 → 50).

TellerScore
475052Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202447
Q3 202449
Q4 202450
Q1 202550
Q2 202551
Q3 202552
Q4 202552
Q1 202651
Q2 202650
Net worth ratio
6.17%6.58%7.00%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20246.17%
Q3 20246.32%
Q4 20246.36%
Q1 20256.33%
Q2 20256.29%
Q3 20256.35%
Q4 20256.31%
Q1 20266.26%
Q2 20266.20%
Delinquent loans (60+ days)
0.38%0.67%0.96%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.96%
Q3 20240.84%
Q4 20240.82%
Q1 20250.65%
Q2 20250.57%
Q3 20250.47%
Q4 20250.49%
Q1 20260.38%
Q2 20260.41%
Return on assets
-0.22%-0.05%0.12%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.01%
Q3 20240.08%
Q4 20240.12%
Q1 20250.00%
Q2 20250.00%
Q3 20250.02%
Q4 20250.02%
Q1 2026-0.22%
Q2 2026-0.16%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202650$334.4M6.20%0.41%-0.16%69.9%
Q1 202651$336.4M6.26%0.38%-0.22%66.5%
Q4 202552$334.3M6.31%0.49%0.02%67.9%
Q3 202552$331.8M6.35%0.47%0.02%68.5%
Q2 202551$336.6M6.29%0.57%0.00%65.2%
Q1 202550$339.7M6.33%0.65%0.00%62.8%
Q4 202450$331.6M6.36%0.82%0.12%62.8%
Q3 202449$334.3M6.32%0.84%0.08%62.8%
Q2 202447$342.3M6.17%0.96%0.01%60.5%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio6.20%
0th
Problem loans0.41%
73rd
Net charge-offs0.07%
89th
Return on assets-0.16%
3rd
Loans to deposits69.9%
61st
Uninsured deposits2.3%
88th
Loan-loss reserves0.00%
50th
Texas ratio4.5%
46th

Similar-size credit unions in New York

InstitutionScoreAssetsCapitalProblem loansCompare
Actors Federal Credit UnionCredit union New York, NY40 out of 100, Below average$331.3M9.5%2.64%vs
Family First of NY Federal Credit UnionCredit union Rochester, NY66 out of 100, Moderate$345.3M12.0%0.59%vs
Secny Federal Credit UnionCredit union Syracuse, NY56 out of 100, Moderate$322.7M7.6%0.93%vs
People'S Alliance Federal Credit UnionCredit union Hauppauge, NY67 out of 100, Moderate$322.2M11.1%0.58%vs
Dannemora Federal Credit UnionCredit union Plattsburgh, NY85 out of 100, Very strong$320.3M14.6%0.51%vs
Access Federal Credit UnionCredit union Clinton, NY70 out of 100, Strong$320.1M9.4%0.89%vs

Deposit insurance

Is my money safe at Nassau Financial Federal Credit Union?

Yes. Nassau Financial Federal Credit Union is a federally insured credit union (NCUA charter #1404). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 2.3% of shares and deposits ($7.3M) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 6.20%, below the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

4 locations

Branches

Nassau Financial Federal Credit Union lists 4 offices in 4 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Nassau Financial Federal Credit Union
Type
Federal credit union
NCUA charter #
1404
RSSD ID
500573
Primary regulator
NCUA
Established
1936
Headquarters
2575 Hempstead Tpke, Suite 300, East Meadow, NY 11554
Employees
70

Quick answers

Nassau Financial Federal Credit Union: common questions

Is Nassau Financial Federal Credit Union NCUA insured?

Yes. Nassau Financial Federal Credit Union is a federally insured credit union (NCUA charter #1404). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Nassau Financial Federal Credit Union's TellerScore?

50 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Nassau Financial Federal Credit Union have?

4 offices as of the latest NCUA data.

Nearby

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