Side-by-side · Q2 2026 data
Natbank, National Association vs Gold Coast Federal Credit Union
Metric by metric
| Measure | Natbank, National Association | Gold Coast Federal Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 75 |
| Capital cushion | 100 (stronger) | 69 |
| Loan quality | 100 (stronger) | 86 |
| Earnings | 41 | 43 (stronger) |
| Funding & liquidity | 28 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 68th | 66th |
| Total assets | $296.5M | $269.8M |
| Deposits / shares | $206.8M | $239.9M |
| Capital ratio | 29.81% (stronger) | 11.91% |
| Problem loans | 0.00% (stronger) | 0.43% |
| Net charge-offs | 0.09% (stronger) | 0.20% |
| Return on assets | 0.53% | 0.58% (stronger) |
| Loans ÷ deposits | 112.3% | 54.6% (stronger) |
| Uninsured deposits | 35.0% | 3.5% (stronger) |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.5% | 12.7% |
Natbank, National Association has the higher TellerScore (77 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Natbank, National Association leads on 4 and Gold Coast Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.