TellerScore

Natbank, National Association (FDIC certificate #33959) is based in Hollywood, Florida. Its Q2 2026 call report shows $296.5M in total assets and $206.8M in deposits and 4 offices.

Natbank, National Association has a TellerScore of 77 out of 100 (strong) based on Q2 2026 data — higher than 68% of its 2,650 banks with $100 million – $1 billion. Among 82 banks headquartered in Florida, it ranks 11th. Capital cushion contributes the most (100/100, 29.81%); funding & liquidity contributes the least (28/100, 112% loans-to-deposits, 35% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Tier 1 leverage ratio: 29.81%
Loan quality100/100
Noncurrent loans ÷ total loans: 0.00%
Earnings41/100
Return on assets (annualized): 0.53%
Funding & liquidity28/100
Loans ÷ deposits and uninsured-deposit share: 112.3% · 35.0% uninsured
Problem-loan coverage100/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.01%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 2 points (75 → 77), mostly because the funding & liquidity component weakened by 16 points.

TellerScore
747677Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202474
Q3 202477
Q4 202476
Q1 202575
Q2 202575
Q3 202575
Q4 202577
Q1 202677
Q2 202677
Tier 1 leverage ratio
5.00%17.66%30.32%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202420.84%
Q3 202418.84%
Q4 202418.95%
Q1 202519.50%
Q2 202519.57%
Q3 202517.58%
Q4 202530.32%
Q1 202629.19%
Q2 202629.81%
Noncurrent loans
0.00%0.14%0.28%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.00%
Q3 20240.00%
Q4 20240.22%
Q1 20250.28%
Q2 20250.25%
Q3 20250.22%
Q4 20250.14%
Q1 20260.14%
Q2 20260.00%
Return on assets
-0.01%0.26%0.53%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.01%
Q3 20240.11%
Q4 20240.12%
Q1 20250.22%
Q2 20250.25%
Q3 20250.21%
Q4 20250.37%
Q1 20260.42%
Q2 20260.53%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202677$296.5M29.81%0.00%0.53%112.3%
Q1 202677$291.9M29.19%0.14%0.42%105.8%
Q4 202577$279.0M30.32%0.14%0.37%110.9%
Q3 202575$260.2M17.58%0.22%0.21%103.2%
Q2 202575$242.3M19.57%0.25%0.25%105.9%
Q1 202575$231.5M19.50%0.28%0.22%105.3%
Q4 202476$233.8M18.95%0.22%0.12%103.6%
Q3 202477$237.4M18.84%0.00%0.11%102.7%
Q2 202474$221.8M20.84%0.00%-0.01%113.4%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio29.81%
99th
Total risk-based capital62.18%
99th
Problem loans0.00%
87th
Net charge-offs0.09%
21st
Return on assets0.53%
13th
Net interest margin4.30%
70th
Efficiency ratio77.1%
17th
Loans to deposits112.3%
2nd
Uninsured deposits35.0%
17th
Loan-loss reserves0.82%
12th
Texas ratio0.0%
89th

Similar-size banks in Florida

InstitutionScoreAssetsCapitalProblem loansCompare
DLP BankBank Starke, FL74 out of 100, Strong$301.4M15.3%1.45%vs
First Colony Bank of FloridaBank Maitland, FL79 out of 100, Strong$291.1M9.9%0.17%vs
First National Bank of PascoBank Dade City, FL64 out of 100, Moderate$280.0M10.2%0.36%vs
Evermore BankBank Fort Lauderdale, FL74 out of 100, Strong$316.9M13.5%0.00%vs
BankMiamiBank Coral Gables, FL62 out of 100, Moderate$317.9M11.4%0.00%vs
Community Bank of the SouthBank Merritt Island, FL67 out of 100, Moderate$266.5M9.5%0.00%vs

Deposit insurance

Is my money safe at Natbank, National Association?

Yes. Natbank, National Association is an FDIC-insured institution (FDIC certificate #33959). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 35.0% of deposits ($72.4M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 29.81%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 62.18% (benchmark: 10%).

Check how much of your own balance is covered

4 locations

Branches

Natbank, National Association lists 4 offices in 4 cities. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Natbank, National Association reported 93 home-loan applications under HMDA (LEI 549300U5SDGYPSPXZU37): 62 originated ($54,320,000 total), 16 denied, and 15 withdrawn or closed by the applicant. Its denial rate on decided applications was 20.5%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Natbank, National Association
Former names
Natbank, F.S.B.
Type
National bank
FDIC certificate #
33959
RSSD ID
2233875
Primary regulator
OCC
Holding company
National Bank of Canada
Established
December 6, 1994
Headquarters
4031 Oakwood Blvd, Hollywood, FL 33020
Employees
42

Quick answers

Natbank, National Association: common questions

Is Natbank, National Association FDIC insured?

Yes. Natbank, National Association is an FDIC-insured institution (FDIC certificate #33959). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Natbank, National Association's TellerScore?

77 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Natbank, National Association ever failed?

There is no failure record for FDIC certificate #33959 in the FDIC failed bank list.

How many branches does Natbank, National Association have?

4 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Hollywood

InstitutionScoreAssetsCapitalProblem loansCompare
Jm Associates Federal Credit UnionCredit union Jacksonville, FL87 out of 100, Very strong$151.2M15.5%0.71%vs
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