Side-by-side · Q2 2026 data
Natbank, National Association vs Jm Associates Federal Credit Union
Credit union
Jm Associates Federal Credit Union
Jacksonville, Florida · $100 million – $1 billion
Metric by metric
| Measure | Natbank, National Association | Jm Associates Federal Credit Union |
|---|---|---|
| TellerScore | 77 | 87 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 76 |
| Earnings | 41 | 80 (stronger) |
| Funding & liquidity | 28 | 83 (stronger) |
| Problem-loan coverage | 100 (stronger) | 94 |
| Peer percentile | 68th | 91st |
| Total assets | $296.5M | $151.2M |
| Deposits / shares | $206.8M | $130.8M |
| Capital ratio | 29.81% (stronger) | 15.46% |
| Problem loans | 0.00% (stronger) | 0.71% |
| Net charge-offs | 0.09% (stronger) | 0.81% |
| Return on assets | 0.53% | 1.49% (stronger) |
| Loans ÷ deposits | 112.3% | 77.0% (stronger) |
| Uninsured deposits | 35.0% | 8.4% (stronger) |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.5% | — |
Jm Associates Federal Credit Union has the higher TellerScore (87 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Natbank, National Association leads on 3 and Jm Associates Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.