Side-by-side · Q2 2026 data
Natco Employees Federal Credit Union vs Cranston Municipal Employees Credit Union
Credit union
Natco Employees Federal Credit Union
West Warwick, Rhode Island · Under $100 million in assets
Credit union
Cranston Municipal Employees Credit Union
Cranston, Rhode Island · Under $100 million in assets
Metric by metric
| Measure | Natco Employees Federal Credit Union | Cranston Municipal Employees Credit Union |
|---|---|---|
| TellerScore | 93 (stronger) | 75 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 93 |
| Earnings | 65 (stronger) | 0 |
| Funding & liquidity | 100 (stronger) | 78 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 94th | 52nd |
| Total assets | $208K | $79.8M |
| Deposits / shares | $170K | $59.5M |
| Capital ratio | 17.44% | 18.53% (stronger) |
| Problem loans | 0.00% (stronger) | 0.21% |
| Net charge-offs | 0.00% (stronger) | 0.10% |
| Return on assets | 1.13% (stronger) | -0.67% |
| Loans ÷ deposits | 23.9% (stronger) | 82.6% |
| Uninsured deposits | 0.0% (stronger) | 2.2% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Natco Employees Federal Credit Union has the higher TellerScore (93 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Natco Employees Federal Credit Union leads on 6 and Cranston Municipal Employees Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.