Side-by-side · Q2 2026 data
National Advisors Trust Company vs United Consumers Credit Union
Metric by metric
| Measure | National Advisors Trust Company | United Consumers Credit Union |
|---|---|---|
| TellerScore | 94 (stronger) | 69 |
| Capital cushion | 100 (stronger) | 70 |
| Loan quality | 100 (stronger) | 61 |
| Earnings | 100 (stronger) | 63 |
| Funding & liquidity | 61 | 77 (stronger) |
| Problem-loan coverage | 100 (stronger) | 85 |
| Peer percentile | 96th | 48th |
| Total assets | $21.6M | $217.2M |
| Deposits / shares | $500K | $189.3M |
| Capital ratio | 83.70% (stronger) | 11.97% |
| Problem loans | 0.00% (stronger) | 1.17% |
| Net charge-offs | 0.00% (stronger) | 0.35% |
| Return on assets | 21.17% (stronger) | 1.07% |
| Loans ÷ deposits | 0.0% (stronger) | 83.1% |
| Uninsured deposits | 50.0% | 7.8% (stronger) |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 23.8% |
National Advisors Trust Company has the higher TellerScore (94 vs 69). On the 7 directional measures above (where higher or lower is clearly better), National Advisors Trust Company leads on 6 and United Consumers Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.