Side-by-side · Q2 2026 data
National Bank of Commerce vs North Shore Bank
Metric by metric
| Measure | National Bank of Commerce | North Shore Bank |
|---|---|---|
| TellerScore | 70 | 84 (stronger) |
| Capital cushion | 43 | 94 (stronger) |
| Loan quality | 79 | 97 (stronger) |
| Earnings | 100 (stronger) | 61 |
| Funding & liquidity | 53 | 66 (stronger) |
| Problem-loan coverage | 91 | 99 (stronger) |
| Peer percentile | 58th | 95th |
| Total assets | $2.2B | $2.6B |
| Deposits / shares | $1.9B | $2.2B |
| Capital ratio | 9.33% | 14.45% (stronger) |
| Problem loans | 0.64% | 0.10% (stronger) |
| Net charge-offs | 0.05% | 0.02% (stronger) |
| Return on assets | 2.00% (stronger) | 1.02% |
| Loans ÷ deposits | 92.0% (stronger) | 94.5% |
| Uninsured deposits | 29.1% | 11.8% (stronger) |
| Offices | 20 | 42 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.8% | 32.8% |
North Shore Bank has the higher TellerScore (84 vs 70). On the 7 directional measures above (where higher or lower is clearly better), National Bank of Commerce leads on 2 and North Shore Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.