North Shore Bank (FDIC certificate #28679) is based in Brookfield, Wisconsin. Its Q2 2026 call report shows $2.6B in total assets and $2.2B in deposits and 44 offices across 2 states.
Based on its Q2 2026 filing, North Shore Bank scores 84/100, which we describe as strong. That is higher than 95% of 897 banks with $1 billion – $10 billion. Among 154 banks headquartered in Wisconsin, it ranks 21st. Its strongest component is problem-loan coverage (99/100; 0.5%), and its lowest is earnings (61/100; 1.02%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (83 → 84).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 78 |
| Q3 2024 | 78 |
| Q4 2024 | 79 |
| Q1 2025 | 80 |
| Q2 2025 | 83 |
| Q3 2025 | 82 |
| Q4 2025 | 83 |
| Q1 2026 | 84 |
| Q2 2026 | 84 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 12.82% |
| Q3 2024 | 12.92% |
| Q4 2024 | 12.97% |
| Q1 2025 | 13.51% |
| Q2 2025 | 14.18% |
| Q3 2025 | 14.11% |
| Q4 2025 | 14.06% |
| Q1 2026 | 14.41% |
| Q2 2026 | 14.45% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.18% |
| Q3 2024 | 0.17% |
| Q4 2024 | 0.17% |
| Q1 2025 | 0.16% |
| Q2 2025 | 0.15% |
| Q3 2025 | 0.10% |
| Q4 2025 | 0.09% |
| Q1 2026 | 0.09% |
| Q2 2026 | 0.10% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.86% |
| Q3 2024 | 0.86% |
| Q4 2024 | 0.87% |
| Q1 2025 | 0.90% |
| Q2 2025 | 0.92% |
| Q3 2025 | 0.80% |
| Q4 2025 | 0.87% |
| Q1 2026 | 0.98% |
| Q2 2026 | 1.02% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 84 | $2.6B | 14.45% | 0.10% | 1.02% | 94.5% |
| Q1 2026 | 84 | $2.6B | 14.41% | 0.09% | 0.98% | 92.5% |
| Q4 2025 | 83 | $2.6B | 14.06% | 0.09% | 0.87% | 91.0% |
| Q3 2025 | 82 | $2.5B | 14.11% | 0.10% | 0.80% | 89.9% |
| Q2 2025 | 83 | $2.5B | 14.18% | 0.15% | 0.92% | 91.4% |
| Q1 2025 | 80 | $2.5B | 13.51% | 0.16% | 0.90% | 92.0% |
| Q4 2024 | 79 | $2.6B | 12.97% | 0.17% | 0.87% | 90.9% |
| Q3 2024 | 78 | $2.6B | 12.92% | 0.17% | 0.86% | 92.4% |
| Q2 2024 | 78 | $2.6B | 12.82% | 0.18% | 0.86% | 92.8% |
897 peers · $1 billion – $10 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Wisconsin
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| One Community BankBank Oregon, WI | 74 out of 100, Strong | $2.6B | 12.8% | 0.58% | vs |
| Bank Five NineBank Oconomowoc, WI | 54 out of 100, Below average | $2.5B | 9.8% | 1.91% | vs |
| National Exchange Bank and TrustBank Fond Du Lac, WI | 88 out of 100, Very strong | $2.9B | 20.1% | 0.37% | vs |
| WaterStone Bank, SSBBank Wauwatosa, WI | 81 out of 100, Strong | $2.3B | 15.4% | 0.36% | vs |
| National Bank of CommerceBank Superior, WI | 70 out of 100, Strong | $2.2B | 9.3% | 0.64% | vs |
| IncredibleBankBank Wausau, WI | 57 out of 100, Moderate | $2.1B | 8.3% | 0.89% | vs |
Deposit insurance
Is my money safe at North Shore Bank?
Yes. North Shore Bank is an FDIC-insured institution (FDIC certificate #28679). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 11.8% of deposits ($256.4M) are above the $250,000 FDIC insurance limit, below the peer median of 31%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 14.45%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
44 locations
Branches
North Shore Bank lists 42 offices in 31 cities across 2 states. Most locations:
- Milwaukee, WI (7)
- Green Bay, WI (3)
- Brookfield, WI (2)
- Kenosha, WI (2)
- Racine, WI (2)
- Appleton, WI (1)
- Burlington, WI (1)
- Cudahy, WI (1)
- De Pere, WI (1)
- Fox Point, WI (1)
- Franklin, WI (1)
- Germantown, WI (1)
HMDA 2025
Mortgage lending
In 2025, North Shore Bank reported 1,493 home-loan applications under HMDA (LEI 254900PST6LLDPCKSN83): 941 originated ($269,665,000 total), 472 denied, and 56 withdrawn or closed by the applicant. Its denial rate on decided applications was 32.8%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- North Shore Bank
- Former names
- North Shore Savings and Loan Association; North Shore Bank, FSB; North Shore Bank, SSB
- Type
- SI
- FDIC certificate #
- 28679
- RSSD ID
- 376273
- Primary regulator
- FDIC
- Established
- January 1, 1923
- Headquarters
- 15700 W Bluemound Rd, Brookfield, WI 53005
- Website
- www.northshorebank.com
- Employees
- 415
Quick answers
North Shore Bank: common questions
Is North Shore Bank FDIC insured?
Yes. North Shore Bank is an FDIC-insured institution (FDIC certificate #28679). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is North Shore Bank's TellerScore?
84 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has North Shore Bank ever failed?
There is no failure record for FDIC certificate #28679 in the FDIC failed bank list.
How many branches does North Shore Bank have?
44 offices as of the latest FDIC data, in 2 states.
Nearby
Highest-scoring banks and credit unions with branches near Brookfield
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Raleigh Co. Educators Federal Credit UnionCredit union Beckley, WV | 97 out of 100, Very strong | $21.3M | 26.3% | 0.04% | vs |
| Northwestern Mutual Wealth ManagementBank Milwaukee, WI | 93 out of 100, Very strong | $557.7M | 55.0% | 0.00% | vs |
| Umatilla County Federal Credit UnionCredit union Pendleton, OR | 92 out of 100, Very strong | $47.7M | 19.0% | 0.06% | vs |
| Kbr Heritage Federal Credit UnionCredit union Houston, TX | 90 out of 100, Very strong | $76.4M | 22.6% | 0.39% | vs |
| First Citizens State BankBank Whitewater, WI | 90 out of 100, Very strong | $525.2M | 18.0% | 0.00% | vs |
| National Exchange Bank and TrustBank Fond Du Lac, WI | 88 out of 100, Very strong | $2.9B | 20.1% | 0.37% | vs |