Side-by-side · Q2 2026 data
National Cooperative Bank, N.A. vs Erebor Bank, N.A.
Metric by metric
| Measure | National Cooperative Bank, N.A. | Erebor Bank, N.A. |
|---|---|---|
| TellerScore | 46 | 78 (stronger) |
| Capital cushion | 63 | 100 (stronger) |
| Loan quality | 11 | 100 (stronger) |
| Earnings | 75 (stronger) | 0 |
| Funding & liquidity | 18 | 86 (stronger) |
| Problem-loan coverage | 63 | 100 (stronger) |
| Peer percentile | 5th | 86th |
| Total assets | $4.3B | $4.7B |
| Deposits / shares | $3.6B | $4.1B |
| Capital ratio | 11.28% | 38.81% (stronger) |
| Problem loans | 2.67% | 0.00% (stronger) |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 1.37% (stronger) | -1.03% |
| Loans ÷ deposits | 95.5% | 1.9% (stronger) |
| Uninsured deposits | 56.7% | 27.6% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.6% | — |
Erebor Bank, N.A. has the higher TellerScore (78 vs 46). On the 7 directional measures above (where higher or lower is clearly better), National Cooperative Bank, N.A. leads on 1 and Erebor Bank, N.A. on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.