Side-by-side · Q2 2026 data
National J. A. C. L. Credit Union vs San Juan Credit Union
Credit union
National J. A. C. L. Credit Union
Salt Lake City, Utah · Under $100 million in assets
Metric by metric
| Measure | National J. A. C. L. Credit Union | San Juan Credit Union |
|---|---|---|
| TellerScore | 51 | 62 (stronger) |
| Capital cushion | 47 | 89 (stronger) |
| Loan quality | 43 (stronger) | 23 |
| Earnings | 17 | 44 (stronger) |
| Funding & liquidity | 97 (stronger) | 88 |
| Problem-loan coverage | 80 | 80 |
| Peer percentile | 10th | 24th |
| Total assets | $38.6M | $29.9M |
| Deposits / shares | $33.6M | $25.5M |
| Capital ratio | 9.69% | 13.93% (stronger) |
| Problem loans | 1.71% (stronger) | 2.31% |
| Net charge-offs | 0.15% (stronger) | 1.68% |
| Return on assets | -0.07% | 0.60% (stronger) |
| Loans ÷ deposits | 63.3% (stronger) | 70.7% |
| Uninsured deposits | 1.4% (stronger) | 16.6% |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
San Juan Credit Union has the higher TellerScore (62 vs 51). On the 7 directional measures above (where higher or lower is clearly better), National J. A. C. L. Credit Union leads on 4 and San Juan Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.