TellerScore

San Juan Credit Union is a federally insured state-chartered credit union headquartered in Blanding, Utah, in business for about 63 years. At the end of Q2 2026 it reported $29.9M in total assets and $25.5M in member shares and deposits, with 5 offices.

San Juan Credit Union has a TellerScore of 62 out of 100 (moderate) based on Q2 2026 data — higher than only 24% of its 2,479 credit unions with under $100 million in assets. Among 51 credit unions headquartered in Utah, it ranks 41st. Capital cushion contributes the most (89/100, 13.93%); loan quality contributes the least (23/100, 2.31%).

TellerScore · Q2 2026

Scorecard

Capital cushion89/100
Net worth ratio: 13.93%
Loan quality23/100
Loans 60+ days delinquent ÷ total loans: 2.31%
Earnings44/100
Return on assets (annualized): 0.60%
Funding & liquidity88/100
Loans ÷ shares: 70.7% · 16.6% uninsured
Problem-loan coverage80/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 10.03%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 5 points (67 → 62), mostly because the earnings component weakened by 19 points.

TellerScore
526067Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202463
Q3 202460
Q4 202452
Q1 202564
Q2 202567
Q3 202564
Q4 202565
Q1 202667
Q2 202662
Net worth ratio
7.00%10.47%13.94%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202413.33%
Q3 202412.76%
Q4 202413.19%
Q1 202512.93%
Q2 202513.53%
Q3 202513.70%
Q4 202513.94%
Q1 202613.16%
Q2 202613.93%
Delinquent loans (60+ days)
1.45%2.19%2.92%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.67%
Q3 20242.01%
Q4 20242.92%
Q1 20252.22%
Q2 20251.96%
Q3 20252.44%
Q4 20252.24%
Q1 20261.45%
Q2 20262.31%
Return on assets
0.25%0.66%1.07%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.25%
Q3 20240.39%
Q4 20240.34%
Q1 20251.07%
Q2 20251.07%
Q3 20251.01%
Q4 20250.92%
Q1 20260.32%
Q2 20260.60%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202662$29.9M13.93%2.31%0.60%70.7%
Q1 202667$31.1M13.16%1.45%0.32%68.0%
Q4 202565$29.2M13.94%2.24%0.92%72.8%
Q3 202564$29.5M13.70%2.44%1.01%74.8%
Q2 202567$29.4M13.53%1.96%1.07%77.4%
Q1 202564$30.1M12.93%2.22%1.07%72.7%
Q4 202452$28.9M13.19%2.92%0.34%72.5%
Q3 202460$29.9M12.76%2.01%0.39%72.3%
Q2 202463$28.3M13.33%1.67%0.25%78.2%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.93%
47th
Problem loans2.31%
17th
Net charge-offs1.68%
7th
Return on assets0.60%
48th
Loans to deposits70.7%
32nd
Uninsured deposits16.6%
2nd
Loan-loss reserves0.00%
37th
Texas ratio10.0%
13th

Similar-size credit unions in Utah

InstitutionScoreAssetsCapitalProblem loansCompare
New Heights Federal Credit UnionCredit union Logan, UT75 out of 100, Strong$27.7M14.9%0.93%vs
Ridgeline Federal Credit UnionCredit union Salt Lake City, UT56 out of 100, Moderate$27.6M9.2%0.91%vs
Logan Medical Federal Credit UnionCredit union Logan, UT67 out of 100, Moderate$33.2M18.4%2.80%vs
P & S Credit UnionCredit union Salt Lake City, UT80 out of 100, Strong$24.9M12.1%0.02%vs
Hi-Land Credit UnionCredit union Salt Lake City, UT71 out of 100, Strong$37.9M26.8%0.03%vs
National J. A. C. L. Credit UnionCredit union Salt Lake City, UT51 out of 100, Below average$38.6M9.7%1.71%vs

Deposit insurance

Is my money safe at San Juan Credit Union?

Yes. San Juan Credit Union is a federally insured credit union (NCUA charter #67163). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 16.6% of shares and deposits ($4.2M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 13.93%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

5 locations

Branches

San Juan Credit Union lists 5 offices in 4 cities. Most locations:

  • Sandy, UT (2)
  • Blanding, UT (1)
  • Bluff, UT (1)
  • Monticello, UT (1)

All branch addresses and map

Identity & history

Profile

Legal name
San Juan Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
67163
RSSD ID
455196
Primary regulator
State + NCUA
Established
1963
Headquarters
792 S 200 W, Blanding, UT 84511
Employees
15

Quick answers

San Juan Credit Union: common questions

Is San Juan Credit Union NCUA insured?

Yes. San Juan Credit Union is a federally insured credit union (NCUA charter #67163). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is San Juan Credit Union's TellerScore?

62 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does San Juan Credit Union have?

5 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Blanding

InstitutionScoreAssetsCapitalProblem loansCompare
Zions Bancorporation, N.A.Bank Salt Lake City, UT67 out of 100, Moderate$89.0B9.4%0.47%vs
Wells Fargo Bank, National AssociationBank Sioux Falls, SD58 out of 100, Moderate$1.9T8.0%1.04%vs
Desert Rivers Federal Credit UnionCredit union Moab, UT50 out of 100, Below average$116.7M8.4%1.34%vs