Side-by-side · Q2 2026 data
National Police Federal Credit Union vs Alero Financial Credit Union
Credit union
National Police Federal Credit Union
Chicago, Illinois · $100 million – $1 billion
Metric by metric
| Measure | National Police Federal Credit Union | Alero Financial Credit Union |
|---|---|---|
| TellerScore | 63 | 66 (stronger) |
| Capital cushion | 39 | 70 (stronger) |
| Loan quality | 74 | 74 |
| Earnings | 44 (stronger) | 34 |
| Funding & liquidity | 100 (stronger) | 71 |
| Problem-loan coverage | 91 (stronger) | 90 |
| Peer percentile | 29th | 37th |
| Total assets | $620.7M | $953.5M |
| Deposits / shares | $542.5M | $822.6M |
| Capital ratio | 8.86% | 11.95% (stronger) |
| Problem loans | 0.77% (stronger) | 0.79% |
| Net charge-offs | 0.54% (stronger) | 0.65% |
| Return on assets | 0.61% (stronger) | 0.35% |
| Loans ÷ deposits | 58.5% (stronger) | 89.2% |
| Uninsured deposits | 9.7% (stronger) | 13.7% |
| Offices | 2 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Alero Financial Credit Union has the higher TellerScore (66 vs 63). On the 7 directional measures above (where higher or lower is clearly better), National Police Federal Credit Union leads on 5 and Alero Financial Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.