TellerScore

National Police Federal Credit Union (NCUA charter #2876) is based in Chicago, Illinois. Its Q2 2026 call report shows $620.7M in total assets and $542.5M in member shares and deposits and 2 offices.

National Police Federal Credit Union has a TellerScore of 63 out of 100 (moderate) based on Q2 2026 data — higher than only 29% of its 1,341 credit unions with $100 million – $1 billion. Among 188 credit unions headquartered in Illinois, it ranks 144th. Funding & liquidity contributes the most (100/100, 58% loans-to-deposits, 10% uninsured); capital cushion contributes the least (39/100, 8.86%).

TellerScore · Q2 2026

Scorecard

Capital cushion39/100
Net worth ratio: 8.86%
Loan quality74/100
Loans 60+ days delinquent ÷ total loans: 0.77%
Earnings44/100
Return on assets (annualized): 0.61%
Funding & liquidity100/100
Loans ÷ shares: 58.5% · 9.7% uninsured
Problem-loan coverage91/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 4.57%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (62 → 63).

TellerScore
566064Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202456
Q3 202456
Q4 202458
Q1 202560
Q2 202562
Q3 202562
Q4 202564
Q1 202664
Q2 202663
Net worth ratio
7.00%8.01%9.01%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20248.47%
Q3 20248.48%
Q4 20248.70%
Q1 20258.56%
Q2 20258.82%
Q3 20258.91%
Q4 20259.01%
Q1 20268.78%
Q2 20268.86%
Delinquent loans (60+ days)
0.67%0.84%1.02%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.01%
Q3 20241.02%
Q4 20240.96%
Q1 20250.80%
Q2 20250.76%
Q3 20250.85%
Q4 20250.76%
Q1 20260.67%
Q2 20260.77%
Return on assets
0.26%0.44%0.62%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.28%
Q3 20240.26%
Q4 20240.31%
Q1 20250.41%
Q2 20250.53%
Q3 20250.58%
Q4 20250.62%
Q1 20260.57%
Q2 20260.61%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202663$620.7M8.86%0.77%0.61%58.5%
Q1 202664$615.1M8.78%0.67%0.57%57.2%
Q4 202564$589.5M9.01%0.76%0.62%59.3%
Q3 202562$590.6M8.91%0.85%0.58%55.3%
Q2 202562$584.8M8.82%0.76%0.53%55.7%
Q1 202560$591.9M8.56%0.80%0.41%57.5%
Q4 202458$575.4M8.70%0.96%0.31%61.9%
Q3 202456$590.2M8.48%1.02%0.26%64.0%
Q2 202456$586.6M8.47%1.01%0.28%65.6%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio8.86%
11th
Problem loans0.77%
44th
Net charge-offs0.54%
31st
Return on assets0.61%
40th
Loans to deposits58.5%
79th
Uninsured deposits9.7%
18th
Loan-loss reserves0.00%
50th
Texas ratio4.6%
44th

Similar-size credit unions in Illinois

InstitutionScoreAssetsCapitalProblem loansCompare
Financial Plus Credit UnionCredit union Ottawa, IL84 out of 100, Strong$607.4M13.2%0.45%vs
Dupage Credit UnionCredit union Naperville, IL62 out of 100, Moderate$600.2M9.6%0.48%vs
Siu Credit UnionCredit union Carbondale, IL72 out of 100, Strong$591.3M11.6%0.90%vs
Heartland Credit UnionCredit union Springfield, IL89 out of 100, Very strong$573.7M13.7%0.25%vs
Revity Credit UnionCredit union Granite City, IL74 out of 100, Strong$526.5M10.4%0.43%vs
Land of Lincoln Credit UnionCredit union Decatur, IL58 out of 100, Moderate$498.9M9.8%0.91%vs

Deposit insurance

Is my money safe at National Police Federal Credit Union?

Yes. National Police Federal Credit Union is a federally insured credit union (NCUA charter #2876). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 9.7% of shares and deposits ($52.5M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 8.86%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

National Police Federal Credit Union lists 2 offices in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
National Police Federal Credit Union
Type
Federal credit union
NCUA charter #
2876
RSSD ID
782379
Primary regulator
NCUA
Established
1938
Headquarters
1407 W. Washington, Chicago, IL 60607
Employees
84

Quick answers

National Police Federal Credit Union: common questions

Is National Police Federal Credit Union NCUA insured?

Yes. National Police Federal Credit Union is a federally insured credit union (NCUA charter #2876). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is National Police Federal Credit Union's TellerScore?

63 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does National Police Federal Credit Union have?

2 offices as of the latest NCUA data.

Nearby

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