Side-by-side · Q2 2026 data
National Police Federal Credit Union vs Land of Lincoln Credit Union
Credit union
National Police Federal Credit Union
Chicago, Illinois · $100 million – $1 billion
Metric by metric
| Measure | National Police Federal Credit Union | Land of Lincoln Credit Union |
|---|---|---|
| TellerScore | 63 (stronger) | 58 |
| Capital cushion | 39 | 48 (stronger) |
| Loan quality | 74 (stronger) | 70 |
| Earnings | 44 (stronger) | 29 |
| Funding & liquidity | 100 (stronger) | 78 |
| Problem-loan coverage | 91 (stronger) | 84 |
| Peer percentile | 29th | 16th |
| Total assets | $620.7M | $498.9M |
| Deposits / shares | $542.5M | $443.7M |
| Capital ratio | 8.86% | 9.81% (stronger) |
| Problem loans | 0.77% (stronger) | 0.91% |
| Net charge-offs | 0.54% | 0.44% (stronger) |
| Return on assets | 0.61% (stronger) | 0.23% |
| Loans ÷ deposits | 58.5% (stronger) | 82.2% |
| Uninsured deposits | 9.7% | 6.8% (stronger) |
| Offices | 2 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.9% |
National Police Federal Credit Union has the higher TellerScore (63 vs 58). On the 7 directional measures above (where higher or lower is clearly better), National Police Federal Credit Union leads on 4 and Land of Lincoln Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.