Side-by-side · Q2 2026 data
National Police Federal Credit Union vs R.I.A. Federal Credit Union
Credit union
National Police Federal Credit Union
Chicago, Illinois · $100 million – $1 billion
Metric by metric
| Measure | National Police Federal Credit Union | R.I.A. Federal Credit Union |
|---|---|---|
| TellerScore | 63 (stronger) | 62 |
| Capital cushion | 39 | 49 (stronger) |
| Loan quality | 74 | 77 (stronger) |
| Earnings | 44 (stronger) | 34 |
| Funding & liquidity | 100 (stronger) | 86 |
| Problem-loan coverage | 91 (stronger) | 87 |
| Peer percentile | 29th | 26th |
| Total assets | $620.7M | $749.1M |
| Deposits / shares | $542.5M | $692.1M |
| Capital ratio | 8.86% | 9.89% (stronger) |
| Problem loans | 0.77% | 0.70% (stronger) |
| Net charge-offs | 0.54% (stronger) | 0.75% |
| Return on assets | 0.61% (stronger) | 0.36% |
| Loans ÷ deposits | 58.5% (stronger) | 74.1% |
| Uninsured deposits | 9.7% | 5.3% (stronger) |
| Offices | 2 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 25.1% |
National Police Federal Credit Union has the higher TellerScore (63 vs 62). On the 7 directional measures above (where higher or lower is clearly better), National Police Federal Credit Union leads on 4 and R.I.A. Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.