Side-by-side · Q2 2026 data
Nationwide Trust Company, FSB vs Kemba Financial Credit Union
Metric by metric
| Measure | Nationwide Trust Company, FSB | Kemba Financial Credit Union |
|---|---|---|
| TellerScore | 94 (stronger) | 74 |
| Capital cushion | 100 (stronger) | 76 |
| Loan quality | 100 (stronger) | 81 |
| Earnings | 100 (stronger) | 57 |
| Funding & liquidity | 61 | 68 (stronger) |
| Problem-loan coverage | 100 (stronger) | 93 |
| Peer percentile | 98th | 72nd |
| Total assets | $153.6M | $2.5B |
| Deposits / shares | $500K | $2.1B |
| Capital ratio | 36.89% (stronger) | 12.57% |
| Problem loans | 0.00% (stronger) | 0.58% |
| Net charge-offs | 0.00% (stronger) | 0.60% |
| Return on assets | 18.15% (stronger) | 0.93% |
| Loans ÷ deposits | 0.0% (stronger) | 92.4% |
| Uninsured deposits | 50.0% | 6.8% (stronger) |
| Offices | 1 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 34.2% |
Nationwide Trust Company, FSB has the higher TellerScore (94 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Nationwide Trust Company, FSB leads on 6 and Kemba Financial Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.