Side-by-side · Q2 2026 data
Natural State Federal Credit Union vs Arkansas Farm Bureau Federal Credit Union
Credit union
Natural State Federal Credit Union
Searcy, Arkansas · Under $100 million in assets
Credit union
Arkansas Farm Bureau Federal Credit Union
Little Rock, Arkansas · Under $100 million in assets
Metric by metric
| Measure | Natural State Federal Credit Union | Arkansas Farm Bureau Federal Credit Union |
|---|---|---|
| TellerScore | 86 | 86 |
| Capital cushion | 100 | 100 |
| Loan quality | 88 (stronger) | 54 |
| Earnings | 62 | 88 (stronger) |
| Funding & liquidity | 78 | 99 (stronger) |
| Problem-loan coverage | 97 (stronger) | 96 |
| Peer percentile | 80th | 80th |
| Total assets | $8.8M | $7.4M |
| Deposits / shares | $7.1M | $5.2M |
| Capital ratio | 17.40% | 29.40% (stronger) |
| Problem loans | 0.36% (stronger) | 1.39% |
| Net charge-offs | -0.02% (stronger) | 0.00% |
| Return on assets | 1.04% | 1.71% (stronger) |
| Loans ÷ deposits | 82.3% | 61.7% (stronger) |
| Uninsured deposits | 0.4% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Natural State Federal Credit Union leads on 2 and Arkansas Farm Bureau Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.