Side-by-side · Q2 2026 data
Nave Bank vs Vapr Federal Credit Union
Metric by metric
| Measure | Nave Bank | Vapr Federal Credit Union |
|---|---|---|
| TellerScore | 69 | 76 (stronger) |
| Capital cushion | 88 (stronger) | 60 |
| Loan quality | 100 (stronger) | 92 |
| Earnings | 1 | 67 (stronger) |
| Funding & liquidity | 47 | 82 (stronger) |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 40th | 68th |
| Total assets | $555.0M | $315.6M |
| Deposits / shares | $431.9M | $283.0M |
| Capital ratio | 13.84% (stronger) | 11.04% |
| Problem loans | 0.00% (stronger) | 0.24% |
| Net charge-offs | 0.00% (stronger) | 0.26% |
| Return on assets | -0.49% | 1.18% (stronger) |
| Loans ÷ deposits | 63.4% (stronger) | 78.7% |
| Uninsured deposits | 85.3% | 8.2% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Vapr Federal Credit Union has the higher TellerScore (76 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Nave Bank leads on 4 and Vapr Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.