Nave Bank is a state-chartered bank (fed member) headquartered in San Juan, Puerto Rico. At the end of Q2 2026 it reported $555.0M in total assets and $431.9M in deposits, with 1 office.
Nave Bank has a TellerScore of 69 out of 100 (moderate) based on Q2 2026 data — higher than only 40% of its 2,650 banks with $100 million – $1 billion. Among 4 banks headquartered in Puerto Rico, it ranks 2nd. Loan quality contributes the most (100/100, 0.00%); earnings contributes the least (1/100, -0.49%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 4 points (73 → 69), mostly because the capital cushion component weakened by 12 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 73 |
| Q3 2024 | 73 |
| Q4 2024 | 73 |
| Q1 2025 | 73 |
| Q2 2025 | 73 |
| Q3 2025 | 73 |
| Q4 2025 | 72 |
| Q1 2026 | 72 |
| Q2 2026 | 69 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 45.18% |
| Q3 2024 | 36.86% |
| Q4 2024 | 33.03% |
| Q1 2025 | 32.70% |
| Q2 2025 | 32.25% |
| Q3 2025 | 25.63% |
| Q4 2025 | 21.18% |
| Q1 2026 | 16.18% |
| Q2 2026 | 13.84% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | -7.34% |
| Q3 2024 | -6.44% |
| Q4 2024 | -5.74% |
| Q1 2025 | -2.88% |
| Q2 2025 | -3.47% |
| Q3 2025 | -3.25% |
| Q4 2025 | -2.50% |
| Q1 2026 | -0.82% |
| Q2 2026 | -0.49% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 69 | $555.0M | 13.84% | 0.00% | -0.49% | 63.4% |
| Q1 2026 | 72 | $466.6M | 16.18% | 0.00% | -0.82% | 61.2% |
| Q4 2025 | 72 | $427.0M | 21.18% | 0.00% | -2.50% | 61.0% |
| Q3 2025 | 73 | $316.6M | 25.63% | 0.00% | -3.25% | 64.0% |
| Q2 2025 | 73 | $259.2M | 32.25% | 0.00% | -3.47% | 57.7% |
| Q1 2025 | 73 | $232.1M | 32.70% | 0.00% | -2.88% | 29.8% |
| Q4 2024 | 73 | $252.8M | 33.03% | 0.00% | -5.74% | 28.8% |
| Q3 2024 | 73 | $191.1M | 36.86% | 0.00% | -6.44% | 40.3% |
| Q2 2024 | 73 | $186.5M | 45.18% | 0.00% | -7.34% | 30.2% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Deposit insurance
Is my money safe at Nave Bank?
Yes. Nave Bank is an FDIC-insured institution (FDIC certificate #59324). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 85.3% of deposits ($368.4M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 13.84%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 25.83% (benchmark: 10%).
1 location
Branches
Nave Bank lists 1 office in 1 city. Most locations:
- San Juan, PR (1)
Identity & history
Profile
- Legal name
- Nave Bank
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 59324
- RSSD ID
- 5686089
- Primary regulator
- FED
- Holding company
- Nave Holdings Inc
- Established
- September 18, 2023
- Headquarters
- 1608 Ave Ponce De Leon, San Juan, PR 00909
- Website
- www.navebank.com
- Employees
- 45
Quick answers
Nave Bank: common questions
Is Nave Bank FDIC insured?
Yes. Nave Bank is an FDIC-insured institution (FDIC certificate #59324). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Nave Bank's TellerScore?
69 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Nave Bank ever failed?
There is no failure record for FDIC certificate #59324 in the FDIC failed bank list.
How many branches does Nave Bank have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near San Juan
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Caribe Federal Credit UnionCredit union San Juan, PR | 82 out of 100, Strong | $799.9M | 12.0% | 0.49% | vs |
| Puerto Rico Employee Groups Federal Credit UnionCredit union San Juan, PR | 81 out of 100, Strong | $3.4M | 14.3% | 0.55% | vs |
| Vapr Federal Credit UnionCredit union San Juan, PR | 76 out of 100, Strong | $315.6M | 11.0% | 0.24% | vs |
| Puerto Rico Federal Credit UnionCredit union Caparra, PR | 73 out of 100, Strong | $188.0M | 14.0% | 0.68% | vs |
| FirstBank Puerto RicoBank Santurce, PR | 72 out of 100, Strong | $19.2B | 11.5% | 0.90% | vs |
| Banesco USABank Miami, FL | 72 out of 100, Strong | $6.0B | 11.5% | 0.49% | vs |