Side-by-side · Q2 2026 data
Navigator Federal Credit Union vs New Horizons Credit Union
Credit union
Navigator Federal Credit Union
Pascagoula, Mississippi · $100 million – $1 billion
Metric by metric
| Measure | Navigator Federal Credit Union | New Horizons Credit Union |
|---|---|---|
| TellerScore | 90 (stronger) | 71 |
| Capital cushion | 100 (stronger) | 58 |
| Loan quality | 87 | 88 (stronger) |
| Earnings | 86 (stronger) | 48 |
| Funding & liquidity | 75 | 81 (stronger) |
| Problem-loan coverage | 97 (stronger) | 95 |
| Peer percentile | 95th | 54th |
| Total assets | $406.7M | $304.1M |
| Deposits / shares | $327.7M | $269.6M |
| Capital ratio | 17.98% (stronger) | 10.81% |
| Problem loans | 0.38% | 0.37% (stronger) |
| Net charge-offs | 1.27% | 0.25% (stronger) |
| Return on assets | 1.65% (stronger) | 0.70% |
| Loans ÷ deposits | 85.0% | 79.2% (stronger) |
| Uninsured deposits | 2.2% | 1.4% (stronger) |
| Offices | 6 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 26.5% |
Navigator Federal Credit Union has the higher TellerScore (90 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Navigator Federal Credit Union leads on 3 and New Horizons Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.