Side-by-side · Q2 2026 data
NBH Bank vs Bellco Credit Union
Metric by metric
| Measure | NBH Bank | Bellco Credit Union |
|---|---|---|
| TellerScore | 66 (stronger) | 55 |
| Capital cushion | 53 | 53 |
| Loan quality | 80 (stronger) | 51 |
| Earnings | 64 (stronger) | 49 |
| Funding & liquidity | 51 | 60 (stronger) |
| Problem-loan coverage | 93 (stronger) | 76 |
| Peer percentile | 58th | 13th |
| Total assets | $12.5B | $8.5B |
| Deposits / shares | $10.6B | $7.1B |
| Capital ratio | 10.27% (stronger) | 10.25% |
| Problem loans | 0.60% (stronger) | 1.47% |
| Net charge-offs | 0.32% (stronger) | 0.42% |
| Return on assets | 1.09% (stronger) | 0.72% |
| Loans ÷ deposits | 91.8% (stronger) | 98.3% |
| Uninsured deposits | 30.4% | 16.2% (stronger) |
| Offices | 91 | 31 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.8% | 45.0% |
NBH Bank has the higher TellerScore (66 vs 55). On the 7 directional measures above (where higher or lower is clearly better), NBH Bank leads on 6 and Bellco Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.