Side-by-side · Q2 2026 data
NBH Bank vs Rincones Presbyterian Credit Union
Credit union
Rincones Presbyterian Credit Union
Chacon, New Mexico · Under $100 million in assets
Metric by metric
| Measure | NBH Bank | Rincones Presbyterian Credit Union |
|---|---|---|
| TellerScore | 66 (stronger) | 64 |
| Capital cushion | 53 | 53 |
| Loan quality | 80 (stronger) | 48 |
| Earnings | 64 | 90 (stronger) |
| Funding & liquidity | 51 | 71 (stronger) |
| Problem-loan coverage | 93 (stronger) | 79 |
| Peer percentile | 58th | 28th |
| Total assets | $12.5B | $6.5M |
| Deposits / shares | $10.6B | $5.8M |
| Capital ratio | 10.27% | 10.33% (stronger) |
| Problem loans | 0.60% (stronger) | 1.55% |
| Net charge-offs | 0.32% | -0.03% (stronger) |
| Return on assets | 1.09% | 1.76% (stronger) |
| Loans ÷ deposits | 91.8% | 89.5% (stronger) |
| Uninsured deposits | 30.4% | 7.3% (stronger) |
| Offices | 91 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.8% | — |
NBH Bank has the higher TellerScore (66 vs 64). On the 7 directional measures above (where higher or lower is clearly better), NBH Bank leads on 2 and Rincones Presbyterian Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.