Rincones Presbyterian Credit Union (NCUA charter #61946) is based in Chacon, New Mexico. Its Q2 2026 call report shows $6.5M in total assets and $5.8M in member shares and deposits and 2 offices.
Based on its Q2 2026 filing, Rincones Presbyterian Credit Union scores 64/100, which we describe as moderate. That is higher than only 28% of 2,479 credit unions with under $100 million in assets. Among 37 credit unions headquartered in New Mexico, it ranks 30th. Its strongest component is earnings (90/100; 1.76%), and its lowest is loan quality (48/100; 1.55%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 9 points (55 → 64), mostly because the earnings component improved by 51 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 52 |
| Q3 2024 | 62 |
| Q4 2024 | 48 |
| Q1 2025 | 66 |
| Q2 2025 | 55 |
| Q3 2025 | 70 |
| Q4 2025 | 66 |
| Q1 2026 | 56 |
| Q2 2026 | 64 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 10.84% |
| Q3 2024 | 11.76% |
| Q4 2024 | 11.56% |
| Q1 2025 | 9.85% |
| Q2 2025 | 9.73% |
| Q3 2025 | 10.32% |
| Q4 2025 | 10.59% |
| Q1 2026 | 10.15% |
| Q2 2026 | 10.33% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 1.33% |
| Q3 2024 | 0.50% |
| Q4 2024 | 1.55% |
| Q1 2025 | 0.00% |
| Q2 2025 | 1.27% |
| Q3 2025 | 0.04% |
| Q4 2025 | 0.52% |
| Q1 2026 | 1.40% |
| Q2 2026 | 1.55% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.52% |
| Q3 2024 | -0.23% |
| Q4 2024 | -1.41% |
| Q1 2025 | 0.19% |
| Q2 2025 | 0.47% |
| Q3 2025 | 0.60% |
| Q4 2025 | 0.64% |
| Q1 2026 | 0.64% |
| Q2 2026 | 1.76% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 64 | $6.5M | 10.33% | 1.55% | 1.76% | 89.5% |
| Q1 2026 | 56 | $6.2M | 10.15% | 1.40% | 0.64% | 91.1% |
| Q4 2025 | 66 | $5.8M | 10.59% | 0.52% | 0.64% | 94.5% |
| Q3 2025 | 70 | $5.9M | 10.32% | 0.04% | 0.60% | 87.8% |
| Q2 2025 | 55 | $6.1M | 9.73% | 1.27% | 0.47% | 89.1% |
| Q1 2025 | 66 | $5.9M | 9.85% | 0.00% | 0.19% | 91.8% |
| Q4 2024 | 48 | $5.0M | 11.56% | 1.55% | -1.41% | 104.3% |
| Q3 2024 | 62 | $4.9M | 11.76% | 0.50% | -0.23% | 97.7% |
| Q2 2024 | 52 | $5.2M | 10.84% | 1.33% | -0.52% | 81.3% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in New Mexico
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Florist Federal Credit UnionCredit union Roswell, NM | 64 out of 100, Moderate | $7.1M | 15.1% | 1.90% | vs |
| Deming Schools Employees Credit UnionCredit union Deming, NM | 88 out of 100, Very strong | $5.4M | 24.8% | 0.11% | vs |
| Quay Schools Federal Credit UnionCredit union Tucumcari, NM | 83 out of 100, Strong | $8.6M | 19.4% | 0.03% | vs |
| U-1st Community Federal Credit UnionCredit union Carlsbad, NM | 74 out of 100, Strong | $9.3M | 14.4% | 0.24% | vs |
| Mt Taylor Federal Credit UnionCredit union Milan, NM | 100 out of 100, Very strong | $2.2M | 18.6% | 0.00% | vs |
| Internationalites Federal Credit UnionCredit union Carlsbad, NM | 75 out of 100, Strong | $11.7M | 17.2% | 0.20% | vs |
Deposit insurance
Is my money safe at Rincones Presbyterian Credit Union?
Yes. Rincones Presbyterian Credit Union is a federally insured credit union (NCUA charter #61946). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 7.3% of shares and deposits ($427K) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 10.33%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
Rincones Presbyterian Credit Union lists 2 offices in 2 cities. Most locations:
- Chacon, NM (1)
- Mora, NM (1)
Identity & history
Profile
- Legal name
- Rincones Presbyterian Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 61946
- RSSD ID
- 818296
- Primary regulator
- State + NCUA
- Established
- 1960
- Headquarters
- Po Box 149, Chacon, NM 87713
- Employees
- 2
Quick answers
Rincones Presbyterian Credit Union: common questions
Is Rincones Presbyterian Credit Union NCUA insured?
Yes. Rincones Presbyterian Credit Union is a federally insured credit union (NCUA charter #61946). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Rincones Presbyterian Credit Union's TellerScore?
64 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Rincones Presbyterian Credit Union have?
2 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Chacon
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Community 1st Bank Las VegasBank Las Vegas, NM | 81 out of 100, Strong | $293.9M | 10.0% | 0.03% | vs |
| Centinel Bank of TaosBank Taos, NM | 79 out of 100, Strong | $424.8M | 9.2% | 0.00% | vs |
| Guadalupe Credit UnionCredit union Santa Fe, NM | 68 out of 100, Moderate | $348.2M | 12.5% | 1.57% | vs |
| NBH BankBank Greenwood Village, CO | 66 out of 100, Moderate | $12.5B | 10.3% | 0.60% | vs |
| UMB Bank, National AssociationBank Kansas City, MO | 65 out of 100, Moderate | $71.9B | 8.9% | 0.34% | vs |
| Nusenda Federal Credit UnionCredit union Albuquerque, NM | 62 out of 100, Moderate | $5.0B | 9.2% | 0.79% | vs |