Side-by-side · Q2 2026 data
NBT Bank, National Association vs Israel Discount Bank of New York
Metric by metric
| Measure | NBT Bank, National Association | Israel Discount Bank of New York |
|---|---|---|
| TellerScore | 64 (stronger) | 58 |
| Capital cushion | 45 | 60 (stronger) |
| Loan quality | 82 (stronger) | 61 |
| Earnings | 68 (stronger) | 50 |
| Funding & liquidity | 44 (stronger) | 41 |
| Problem-loan coverage | 93 (stronger) | 85 |
| Peer percentile | 46th | 20th |
| Total assets | $16.1B | $14.4B |
| Deposits / shares | $13.7B | $12.3B |
| Capital ratio | 9.49% | 11.01% (stronger) |
| Problem loans | 0.55% (stronger) | 1.18% |
| Net charge-offs | 0.16% (stronger) | 0.16% |
| Return on assets | 1.21% (stronger) | 0.74% |
| Loans ÷ deposits | 85.8% | 80.2% (stronger) |
| Uninsured deposits | 42.5% (stronger) | 50.3% |
| Offices | 174 | 8 |
| CFPB complaints (3 yrs) | 127 | — |
| Complaints per $1B deposits | 9.3 | — |
| Mortgage denial rate (HMDA) | 23.4% | — |
NBT Bank, National Association has the higher TellerScore (64 vs 58). On the 7 directional measures above (where higher or lower is clearly better), NBT Bank, National Association leads on 5 and Israel Discount Bank of New York on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.