Israel Discount Bank of New York (FDIC certificate #19977) is based in New York, New York. Its Q2 2026 call report shows $14.4B in total assets and $12.3B in deposits and 8 offices across 5 states.
Israel Discount Bank of New York has a TellerScore of 58 out of 100 (moderate) based on Q2 2026 data — higher than only 20% of its 132 banks with $10 billion – $100 billion. Among 121 banks headquartered in New York, it ranks 80th. Problem-loan coverage contributes the most (85/100, 7.6%); funding & liquidity contributes the least (41/100, 80% loans-to-deposits, 50% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (57 → 58).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 63 |
| Q3 2024 | 64 |
| Q4 2024 | 63 |
| Q1 2025 | 58 |
| Q2 2025 | 57 |
| Q3 2025 | 58 |
| Q4 2025 | 55 |
| Q1 2026 | 54 |
| Q2 2026 | 58 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 11.15% |
| Q3 2024 | 11.07% |
| Q4 2024 | 10.55% |
| Q1 2025 | 10.49% |
| Q2 2025 | 10.51% |
| Q3 2025 | 10.67% |
| Q4 2025 | 10.40% |
| Q1 2026 | 10.72% |
| Q2 2026 | 11.01% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.65% |
| Q3 2024 | 0.52% |
| Q4 2024 | 0.51% |
| Q1 2025 | 0.97% |
| Q2 2025 | 0.99% |
| Q3 2025 | 0.91% |
| Q4 2025 | 1.14% |
| Q1 2026 | 1.48% |
| Q2 2026 | 1.18% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.63% |
| Q3 2024 | 0.64% |
| Q4 2024 | 0.70% |
| Q1 2025 | 0.64% |
| Q2 2025 | 0.57% |
| Q3 2025 | 0.61% |
| Q4 2025 | 0.54% |
| Q1 2026 | 0.74% |
| Q2 2026 | 0.74% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 58 | $14.4B | 11.01% | 1.18% | 0.74% | 80.2% |
| Q1 2026 | 54 | $14.0B | 10.72% | 1.48% | 0.74% | 81.3% |
| Q4 2025 | 55 | $14.4B | 10.40% | 1.14% | 0.54% | 78.9% |
| Q3 2025 | 58 | $14.4B | 10.67% | 0.91% | 0.61% | 81.3% |
| Q2 2025 | 57 | $13.6B | 10.51% | 0.99% | 0.57% | 81.2% |
| Q1 2025 | 58 | $13.6B | 10.49% | 0.97% | 0.64% | 80.7% |
| Q4 2024 | 63 | $13.9B | 10.55% | 0.51% | 0.70% | 76.5% |
| Q3 2024 | 64 | $13.2B | 11.07% | 0.52% | 0.64% | 82.1% |
| Q2 2024 | 63 | $12.3B | 11.15% | 0.65% | 0.63% | 82.8% |
132 peers · $10 billion – $100 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in New York
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Popular BankBank New York, NY | 70 out of 100, Strong | $15.0B | 11.8% | 0.39% | vs |
| Dime Commercial BankBank Hauppauge, NY | 64 out of 100, Moderate | $15.0B | 10.7% | 0.64% | vs |
| Safra National Bank of New YorkBank New York, NY | 66 out of 100, Moderate | $15.7B | 8.6% | 0.00% | vs |
| NBT Bank, National AssociationBank Norwich, NY | 64 out of 100, Moderate | $16.1B | 9.5% | 0.55% | vs |
| Bank of BarodaBank New York, NY | 42 out of 100, Below average | $16.2B | 0.0% | 0.00% | vs |
| Community Bank, National AssociationBank Canton, NY | 62 out of 100, Moderate | $17.4B | 7.9% | 0.50% | vs |
Deposit insurance
Is my money safe at Israel Discount Bank of New York?
Yes. Israel Discount Bank of New York is an FDIC-insured institution (FDIC certificate #19977). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 50.3% of deposits ($6.2B) are above the $250,000 FDIC insurance limit, above the peer median of 38%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 11.01%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 15.27% (benchmark: 10%).
8 locations
Branches
Israel Discount Bank of New York lists 8 offices in 8 cities across 5 states. Most locations:
- Aventura, FL (1)
- Beverly Hills, CA (1)
- Brooklyn, NY (1)
- Georgetown, (1)
- Los Angeles, CA (1)
- New York, NY (1)
- Short Hills, NJ (1)
- Staten Island, NY (1)
Identity & history
Profile
- Legal name
- Israel Discount Bank of New York
- Former names
- IDB Trust Company; Israel Discount Trust Company
- Type
- State-chartered bank
- FDIC certificate #
- 19977
- RSSD ID
- 320119
- Primary regulator
- FDIC
- Holding company
- Israel Discount Bank Ltd
- Established
- January 1, 1922
- Headquarters
- 1114 Avenue Of The Americas, New York, NY 10036
- Website
- www.idbny.com
- Employees
- 564
Quick answers
Israel Discount Bank of New York: common questions
Is Israel Discount Bank of New York FDIC insured?
Yes. Israel Discount Bank of New York is an FDIC-insured institution (FDIC certificate #19977). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Israel Discount Bank of New York's TellerScore?
58 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Israel Discount Bank of New York ever failed?
There is no failure record for FDIC certificate #19977 in the FDIC failed bank list.
How many branches does Israel Discount Bank of New York have?
8 offices as of the latest FDIC data, in 5 states.
Nearby
Highest-scoring banks and credit unions with branches near New York
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Bank of New York Mellon Trust Company, National AssociationBank Los Angeles, CA | 100 out of 100, Very strong | $1.4B | 63.5% | 0.00% | vs |
| Wakefern Federal Credit UnionCredit union Elizabeth, NJ | 99 out of 100, Very strong | $12.0M | 24.3% | 0.13% | vs |
| B.S. and C.P. Hospitals Employees Federal Credit UnionCredit union Bronx, NY | 93 out of 100, Very strong | $1.0M | 34.2% | 0.00% | vs |
| Paul Quinn Federal Credit UnionCredit union Jamaica, NY | 93 out of 100, Very strong | $358K | 26.1% | 0.00% | vs |
| Scf Westchester N. Y. Employees Federal Credit UnionCredit union White Plains, NY | 93 out of 100, Very strong | $1.5M | 23.8% | 0.18% | vs |
| Gha Federal Credit UnionCredit union Greenwich, CT | 91 out of 100, Very strong | $29.7M | 17.5% | 0.56% | vs |