Side-by-side · Q2 2026 data
NBT Bank, National Association vs Popular Bank
Metric by metric
| Measure | NBT Bank, National Association | Popular Bank |
|---|---|---|
| TellerScore | 64 | 70 (stronger) |
| Capital cushion | 45 | 68 (stronger) |
| Loan quality | 82 | 87 (stronger) |
| Earnings | 68 (stronger) | 59 |
| Funding & liquidity | 44 | 44 |
| Problem-loan coverage | 93 | 96 (stronger) |
| Peer percentile | 46th | 73rd |
| Total assets | $16.1B | $15.0B |
| Deposits / shares | $13.7B | $11.9B |
| Capital ratio | 9.49% | 11.80% (stronger) |
| Problem loans | 0.55% | 0.39% (stronger) |
| Net charge-offs | 0.16% | 0.06% (stronger) |
| Return on assets | 1.21% (stronger) | 0.98% |
| Loans ÷ deposits | 85.8% (stronger) | 97.9% |
| Uninsured deposits | 42.5% | 31.2% (stronger) |
| Offices | 174 | 36 |
| CFPB complaints (3 yrs) | 126 | — |
| Complaints per $1B deposits | 9.2 | — |
| Mortgage denial rate (HMDA) | 23.4% | 21.6% |
Popular Bank has the higher TellerScore (70 vs 64). On the 7 directional measures above (where higher or lower is clearly better), NBT Bank, National Association leads on 2 and Popular Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.