TellerScore

Popular Bank (FDIC certificate #34967) is based in New York, New York. Its Q2 2026 call report shows $15.0B in total assets and $11.9B in deposits and 36 offices across 3 states.

Popular Bank has a TellerScore of 70 out of 100 (strong) based on Q2 2026 data — higher than 73% of its 132 banks with $10 billion – $100 billion. Among 121 banks headquartered in New York, it ranks 39th. Problem-loan coverage contributes the most (96/100, 2.1%); funding & liquidity contributes the least (44/100, 98% loans-to-deposits, 31% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion68/100
Tier 1 leverage ratio: 11.80%
Loan quality87/100
Noncurrent loans ÷ total loans: 0.39%
Earnings59/100
Return on assets (annualized): 0.98%
Funding & liquidity44/100
Loans ÷ deposits and uninsured-deposit share: 97.9% · 31.2% uninsured
Problem-loan coverage96/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 2.05%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 6 points (64 → 70), mostly because the earnings component improved by 18 points.

TellerScore
616670Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202461
Q3 202461
Q4 202462
Q1 202563
Q2 202564
Q3 202564
Q4 202566
Q1 202670
Q2 202670
Tier 1 leverage ratio
5.00%8.40%11.80%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202410.39%
Q3 202410.44%
Q4 202410.64%
Q1 202510.95%
Q2 202510.96%
Q3 202511.01%
Q4 202511.26%
Q1 202611.48%
Q2 202611.80%
Noncurrent loans
0.32%0.51%0.69%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.53%
Q3 20240.69%
Q4 20240.54%
Q1 20250.47%
Q2 20250.48%
Q3 20250.43%
Q4 20250.34%
Q1 20260.32%
Q2 20260.39%
Return on assets
0.36%0.67%0.99%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.36%
Q3 20240.51%
Q4 20240.55%
Q1 20250.41%
Q2 20250.51%
Q3 20250.50%
Q4 20250.60%
Q1 20260.99%
Q2 20260.98%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202670$15.0B11.80%0.39%0.98%97.9%
Q1 202670$15.0B11.48%0.32%0.99%94.2%
Q4 202566$15.1B11.26%0.34%0.60%96.3%
Q3 202564$14.9B11.01%0.43%0.50%94.0%
Q2 202564$14.9B10.96%0.48%0.51%94.5%
Q1 202563$14.5B10.95%0.47%0.41%92.4%
Q4 202462$14.3B10.64%0.54%0.55%92.8%
Q3 202461$14.3B10.44%0.69%0.51%87.4%
Q2 202461$14.3B10.39%0.53%0.36%87.4%

132 peers · $10 billion – $100 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.80%
88th
Total risk-based capital15.14%
66th
Problem loans0.39%
80th
Net charge-offs0.06%
68th
Return on assets0.98%
26th
Net interest margin3.20%
28th
Efficiency ratio55.1%
48th
Loans to deposits97.9%
14th
Uninsured deposits31.2%
69th
Loan-loss reserves0.79%
18th
Texas ratio2.1%
80th

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Deposit insurance

Is my money safe at Popular Bank?

Yes. Popular Bank is an FDIC-insured institution (FDIC certificate #34967). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 31.2% of deposits ($3.7B) are above the $250,000 FDIC insurance limit, below the peer median of 38%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 11.80%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 15.14% (benchmark: 10%).

Check how much of your own balance is covered

36 locations

Branches

Popular Bank lists 36 offices in 21 cities across 3 states. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Popular Bank reported 289 home-loan applications under HMDA (LEI 549300E0WPRCJMXMUM09): 196 originated ($497,530,000 total), 54 denied, and 39 withdrawn or closed by the applicant. Its denial rate on decided applications was 21.6%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Popular Bank
Former names
Banco Popular, New York; Banco Popular North America
Type
State-chartered bank (Fed member)
FDIC certificate #
34967
RSSD ID
2736291
Primary regulator
FED
Holding company
Popular Inc
Established
January 2, 1999
Headquarters
85 Broad St, New York, NY 10004
Employees
798

Quick answers

Popular Bank: common questions

Is Popular Bank FDIC insured?

Yes. Popular Bank is an FDIC-insured institution (FDIC certificate #34967). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Popular Bank's TellerScore?

70 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Popular Bank ever failed?

There is no failure record for FDIC certificate #34967 in the FDIC failed bank list.

How many branches does Popular Bank have?

36 offices as of the latest FDIC data, in 3 states.

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