Side-by-side · Q2 2026 data
Nebraska Energy Federal Credit Union vs Liberty First Credit Union
Credit union
Nebraska Energy Federal Credit Union
Columbus, Nebraska · $100 million – $1 billion
Metric by metric
| Measure | Nebraska Energy Federal Credit Union | Liberty First Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 86 |
| Capital cushion | 100 | 100 |
| Loan quality | 98 (stronger) | 74 |
| Earnings | 74 | 90 (stronger) |
| Funding & liquidity | 54 | 69 (stronger) |
| Problem-loan coverage | 100 (stronger) | 92 |
| Peer percentile | 91st | 89th |
| Total assets | $327.7M | $523.4M |
| Deposits / shares | $262.4M | $437.2M |
| Capital ratio | 19.32% (stronger) | 15.08% |
| Problem loans | 0.05% (stronger) | 0.79% |
| Net charge-offs | 0.05% (stronger) | 0.26% |
| Return on assets | 1.36% | 1.75% (stronger) |
| Loans ÷ deposits | 106.6% | 91.4% (stronger) |
| Uninsured deposits | 2.1% (stronger) | 2.2% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 13.0% |
Nebraska Energy Federal Credit Union has the higher TellerScore (87 vs 86). On the 7 directional measures above (where higher or lower is clearly better), Nebraska Energy Federal Credit Union leads on 5 and Liberty First Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.