Side-by-side · Q2 2026 data
Neighborhood Credit Union vs Light Commerce Credit Union
Metric by metric
| Measure | Neighborhood Credit Union | Light Commerce Credit Union |
|---|---|---|
| TellerScore | 59 | 92 (stronger) |
| Capital cushion | 58 | 100 (stronger) |
| Loan quality | 49 | 69 (stronger) |
| Earnings | 46 | 100 (stronger) |
| Funding & liquidity | 83 | 98 (stronger) |
| Problem-loan coverage | 77 | 97 (stronger) |
| Peer percentile | 22nd | 92nd |
| Total assets | $1.1B | $5.0M |
| Deposits / shares | $998.1M | $3.6M |
| Capital ratio | 10.76% | 26.81% (stronger) |
| Problem loans | 1.54% | 0.93% (stronger) |
| Net charge-offs | 1.13% | 0.57% (stronger) |
| Return on assets | 0.66% | 2.37% (stronger) |
| Loans ÷ deposits | 77.5% | 62.1% (stronger) |
| Uninsured deposits | 7.8% | 0.4% (stronger) |
| Offices | 14 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Light Commerce Credit Union has the higher TellerScore (92 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Neighborhood Credit Union leads on 0 and Light Commerce Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.