Side-by-side · Q2 2026 data
Neighborhood Credit Union vs Rave Financial Credit Union
Metric by metric
| Measure | Neighborhood Credit Union | Rave Financial Credit Union |
|---|---|---|
| TellerScore | 59 | 71 (stronger) |
| Capital cushion | 58 | 78 (stronger) |
| Loan quality | 49 | 81 (stronger) |
| Earnings | 46 | 48 (stronger) |
| Funding & liquidity | 83 (stronger) | 56 |
| Problem-loan coverage | 77 | 90 (stronger) |
| Peer percentile | 22nd | 62nd |
| Total assets | $1.1B | $1.2B |
| Deposits / shares | $998.1M | $961.7M |
| Capital ratio | 10.76% | 12.82% (stronger) |
| Problem loans | 1.54% | 0.57% (stronger) |
| Net charge-offs | 1.13% | 0.53% (stronger) |
| Return on assets | 0.66% | 0.70% (stronger) |
| Loans ÷ deposits | 77.5% (stronger) | 104.3% |
| Uninsured deposits | 7.8% (stronger) | 8.2% |
| Offices | 14 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 33.2% |
Rave Financial Credit Union has the higher TellerScore (71 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Neighborhood Credit Union leads on 2 and Rave Financial Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.