Side-by-side · Q2 2026 data
Neighborhood Credit Union vs Velocity Credit Union
Metric by metric
| Measure | Neighborhood Credit Union | Velocity Credit Union |
|---|---|---|
| TellerScore | 59 | 76 (stronger) |
| Capital cushion | 58 | 89 (stronger) |
| Loan quality | 49 | 81 (stronger) |
| Earnings | 46 (stronger) | 24 |
| Funding & liquidity | 83 | 97 (stronger) |
| Problem-loan coverage | 77 | 94 (stronger) |
| Peer percentile | 22nd | 79th |
| Total assets | $1.1B | $1.1B |
| Deposits / shares | $998.1M | $872.4M |
| Capital ratio | 10.76% | 13.92% (stronger) |
| Problem loans | 1.54% | 0.57% (stronger) |
| Net charge-offs | 1.13% (stronger) | 1.69% |
| Return on assets | 0.66% (stronger) | 0.10% |
| Loans ÷ deposits | 77.5% | 63.3% (stronger) |
| Uninsured deposits | 7.8% | 7.1% (stronger) |
| Offices | 14 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 39.7% |
Velocity Credit Union has the higher TellerScore (76 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Neighborhood Credit Union leads on 2 and Velocity Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.