The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

The score has been essentially flat from Q2 2025 to Q2 2026 (75 → 76).

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in Texas

Yes. Velocity Credit Union is a federally insured credit union (NCUA charter #68359). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 7.1% of shares and deposits ($61.8M) are above the $250,000 NCUA insurance limit, below the peer median of 9%. Insured balances are protected regardless of the score.

The net worth ratio is 13.92%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Velocity Credit Union lists 7 offices in 3 cities. Most locations:

• Austin, TX (5)
• Cedar Park, TX (1)
• Round Rock, TX (1)

All branch addresses and map

In 2025, Velocity Credit Union reported 246 home-loan applications under HMDA (LEI 5493001C1MX62NVN0U50): 121 originated ($21,525,000 total), 81 denied, and 42 withdrawn or closed by the applicant. Its denial rate on decided applications was 39.7%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Velocity Credit Union

Type

Federally insured state-chartered credit union

NCUA charter #

68359

RSSD ID

560979

Primary regulator

State + NCUA

Established

1947

Headquarters

P O Box 1089, Austin, TX 78767

Employees

205