TellerScore

Side-by-side · Q2 2026 data

Neighborhood National Bank vs Mission Federal Credit Union

Bank

Neighborhood National Bank

El Cajon, California · $100 million – $1 billion

65of 100
Moderate

Credit union

Mission Federal Credit Union

San Diego, California · $1 billion – $10 billion

81of 100
Strong

Metric by metric

MeasureNeighborhood National BankMission Federal Credit Union
TellerScore6581 (stronger)
Capital cushion6673 (stronger)
Loan quality7795 (stronger)
Earnings4666 (stronger)
Funding & liquidity4879 (stronger)
Problem-loan coverage9298 (stronger)
Peer percentile29th89th
Total assets$228.0M$7.3B
Deposits / shares$177.7M$6.3B
Capital ratio11.63%12.27% (stronger)
Problem loans0.68%0.15% (stronger)
Net charge-offs0.24% (stronger)0.34%
Return on assets0.65%1.15% (stronger)
Loans ÷ deposits100.2%81.3% (stronger)
Uninsured deposits26.1%6.9% (stronger)
Offices218
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Mission Federal Credit Union has the higher TellerScore (81 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Neighborhood National Bank leads on 1 and Mission Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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