Side-by-side · Q2 2026 data
Neighbors Bank vs Community State Bank
Metric by metric
| Measure | Neighbors Bank | Community State Bank |
|---|---|---|
| TellerScore | 47 | 83 (stronger) |
| Capital cushion | 61 | 70 (stronger) |
| Loan quality | 54 | 97 (stronger) |
| Earnings | 0 | 91 (stronger) |
| Funding & liquidity | 48 | 63 (stronger) |
| Problem-loan coverage | 78 | 98 (stronger) |
| Peer percentile | 5th | 84th |
| Total assets | $115.6M | $132.8M |
| Deposits / shares | $82.1M | $109.2M |
| Capital ratio | 11.06% | 12.05% (stronger) |
| Problem loans | 1.38% | 0.10% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.20% |
| Return on assets | -3.84% | 1.78% (stronger) |
| Loans ÷ deposits | 109.0% | 84.5% (stronger) |
| Uninsured deposits | 18.1% (stronger) | 26.3% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Community State Bank has the higher TellerScore (83 vs 47). On the 7 directional measures above (where higher or lower is clearly better), Neighbors Bank leads on 2 and Community State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Clarence, MO