Neighbors Bank (FDIC certificate #16247) is based in Clarence, Missouri. Its Q2 2026 call report shows $115.6M in total assets and $82.1M in deposits and 1 office.
Based on its Q2 2026 filing, Neighbors Bank scores 47/100, which we describe as below average. That is higher than only 5% of 2,650 banks with $100 million – $1 billion. Among 194 banks headquartered in Missouri, it ranks 187th. Its strongest component is problem-loan coverage (78/100; 11.1%), and its lowest is earnings (0/100; -3.84%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 34 points (81 → 47), mostly because the earnings component weakened by 100 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 82 |
| Q3 2024 | 83 |
| Q4 2024 | 84 |
| Q1 2025 | 81 |
| Q2 2025 | 81 |
| Q3 2025 | 79 |
| Q4 2025 | 54 |
| Q1 2026 | 52 |
| Q2 2026 | 47 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 17.31% |
| Q3 2024 | 17.57% |
| Q4 2024 | 17.38% |
| Q1 2025 | 18.90% |
| Q2 2025 | 16.42% |
| Q3 2025 | 15.38% |
| Q4 2025 | 12.76% |
| Q1 2026 | 12.06% |
| Q2 2026 | 11.06% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.72% |
| Q3 2024 | 0.88% |
| Q4 2024 | 0.71% |
| Q1 2025 | 1.07% |
| Q2 2025 | 1.20% |
| Q3 2025 | 1.43% |
| Q4 2025 | 1.61% |
| Q1 2026 | 1.32% |
| Q2 2026 | 1.38% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.72% |
| Q3 2024 | 3.45% |
| Q4 2024 | 4.04% |
| Q1 2025 | 1.61% |
| Q2 2025 | 2.46% |
| Q3 2025 | 1.36% |
| Q4 2025 | -0.77% |
| Q1 2026 | -4.06% |
| Q2 2026 | -3.84% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 47 | $115.6M | 11.06% | 1.38% | -3.84% | 109.0% |
| Q1 2026 | 52 | $113.6M | 12.06% | 1.32% | -4.06% | 102.0% |
| Q4 2025 | 54 | $113.0M | 12.76% | 1.61% | -0.77% | 84.5% |
| Q3 2025 | 79 | $108.1M | 15.38% | 1.43% | 1.36% | 77.9% |
| Q2 2025 | 81 | $110.6M | 16.42% | 1.20% | 2.46% | 111.1% |
| Q1 2025 | 81 | $88.5M | 18.90% | 1.07% | 1.61% | 95.6% |
| Q4 2024 | 84 | $91.4M | 17.38% | 0.71% | 4.04% | 135.0% |
| Q3 2024 | 83 | $85.3M | 17.57% | 0.88% | 3.45% | 113.5% |
| Q2 2024 | 82 | $77.3M | 17.31% | 0.72% | 1.72% | 112.3% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Missouri
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Bank of New MadridBank New Madrid, MO | 92 out of 100, Very strong | $116.6M | 14.1% | 0.04% | vs |
| Bank of Brookfield - Purdin, National AssociationBank Brookfield, MO | 76 out of 100, Strong | $116.7M | 11.1% | 0.00% | vs |
| Metz Banking CompanyBank Nevada, MO | 85 out of 100, Very strong | $117.3M | 11.6% | 0.00% | vs |
| TPNB BankBank Paris, MO | 89 out of 100, Very strong | $112.0M | 15.2% | 0.00% | vs |
| The Hamilton BankBank Hamilton, MO | 74 out of 100, Strong | $119.8M | 9.3% | 0.47% | vs |
| The Bank of Grain ValleyBank Grain Valley, MO | 95 out of 100, Very strong | $110.6M | 24.0% | 0.00% | vs |
Deposit insurance
Is my money safe at Neighbors Bank?
Yes. Neighbors Bank is an FDIC-insured institution (FDIC certificate #16247). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 18.1% of deposits ($14.9M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 11.06%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
1 location
Branches
Neighbors Bank lists 1 office in 1 city. Most locations:
- Clarence, MO (1)
Identity & history
Profile
- Legal name
- Neighbors Bank
- Former names
- Clarence State Bank
- Type
- State-chartered bank
- FDIC certificate #
- 16247
- RSSD ID
- 503640
- Primary regulator
- FDIC
- Holding company
- Columbia Bancshares Inc
- Established
- March 31, 1945
- Headquarters
- 109 East St, Clarence, MO 63437
- Website
- www.neighborsbank.com
- Employees
- 339
Quick answers
Neighbors Bank: common questions
Is Neighbors Bank FDIC insured?
Yes. Neighbors Bank is an FDIC-insured institution (FDIC certificate #16247). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Neighbors Bank's TellerScore?
47 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Neighbors Bank ever failed?
There is no failure record for FDIC certificate #16247 in the FDIC failed bank list.
How many branches does Neighbors Bank have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Clarence
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| TPNB BankBank Paris, MO | 89 out of 100, Very strong | $112.0M | 15.2% | 0.00% | vs |
| Regional Missouri BankBank Marceline, MO | 84 out of 100, Strong | $597.4M | 11.6% | 0.07% | vs |
| Northeast Missouri State BankBank Kirksville, MO | 84 out of 100, Strong | $164.1M | 11.1% | 0.02% | vs |
| Community State BankBank Shelbina, MO | 83 out of 100, Strong | $132.8M | 12.0% | 0.10% | vs |
| United State BankBank Lewistown, MO | 80 out of 100, Strong | $290.1M | 10.5% | 0.07% | vs |
| First State Community BankBank Farmington, MO | 73 out of 100, Strong | $4.5B | 11.7% | 1.07% | vs |