Side-by-side · Q2 2026 data
Neighbors Bank vs First State Community Bank
Metric by metric
| Measure | Neighbors Bank | First State Community Bank |
|---|---|---|
| TellerScore | 47 | 73 (stronger) |
| Capital cushion | 61 | 67 (stronger) |
| Loan quality | 54 | 64 (stronger) |
| Earnings | 0 | 93 (stronger) |
| Funding & liquidity | 48 | 61 (stronger) |
| Problem-loan coverage | 78 | 87 (stronger) |
| Peer percentile | 5th | 70th |
| Total assets | $115.6M | $4.5B |
| Deposits / shares | $82.1M | $3.8B |
| Capital ratio | 11.06% | 11.68% (stronger) |
| Problem loans | 1.38% | 1.07% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.12% |
| Return on assets | -3.84% | 1.82% (stronger) |
| Loans ÷ deposits | 109.0% | 90.4% (stronger) |
| Uninsured deposits | 18.1% (stronger) | 23.0% |
| Offices | 1 | 48 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 15.4% |
First State Community Bank has the higher TellerScore (73 vs 47). On the 7 directional measures above (where higher or lower is clearly better), Neighbors Bank leads on 2 and First State Community Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.