Side-by-side · Q2 2026 data
Neiman Marcus Group Employees Federal Credit Union vs J.C.T. Federal Credit Union
Credit union
Neiman Marcus Group Employees Federal Credit Union
Dallas, Texas · Under $100 million in assets
Metric by metric
| Measure | Neiman Marcus Group Employees Federal Credit Union | J.C.T. Federal Credit Union |
|---|---|---|
| TellerScore | 77 | 80 (stronger) |
| Capital cushion | 100 (stronger) | 77 |
| Loan quality | 89 | 100 (stronger) |
| Earnings | 0 | 36 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 57th | 65th |
| Total assets | $9.5M | $10.0M |
| Deposits / shares | $7.8M | $8.7M |
| Capital ratio | 15.93% (stronger) | 12.67% |
| Problem loans | 0.34% | 0.00% (stronger) |
| Net charge-offs | 2.47% | 0.00% (stronger) |
| Return on assets | -0.66% | 0.40% (stronger) |
| Loans ÷ deposits | 54.5% | 50.1% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
J.C.T. Federal Credit Union has the higher TellerScore (80 vs 77). On the 6 directional measures above (where higher or lower is clearly better), Neiman Marcus Group Employees Federal Credit Union leads on 1 and J.C.T. Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.