TellerScore

Headquartered in Dallas, Texas, Neiman Marcus Group Employees Federal Credit Union is a federal credit union with $9.5M in total assets and $7.8M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1949.

Neiman Marcus Group Employees Federal Credit Union has a TellerScore of 77 out of 100 (strong) based on Q2 2026 data — higher than 57% of its 2,479 credit unions with under $100 million in assets. Among 380 credit unions headquartered in Texas, it ranks 152nd. Capital cushion contributes the most (100/100, 15.93%); earnings contributes the least (0/100, -0.66%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 15.93%
Loan quality89/100
Loans 60+ days delinquent ÷ total loans: 0.34%
Earnings0/100
Return on assets (annualized): -0.66%
Funding & liquidity100/100
Loans ÷ shares: 54.5% · 0.0% uninsured
Problem-loan coverage98/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.94%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 13 points (90 → 77), mostly because the earnings component weakened by 58 points.

TellerScore
677990Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202472
Q3 202467
Q4 202471
Q1 202581
Q2 202590
Q3 202586
Q4 202584
Q1 202673
Q2 202677
Net worth ratio
7.00%11.77%16.53%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202414.61%
Q3 202414.10%
Q4 202413.85%
Q1 202514.75%
Q2 202515.03%
Q3 202515.94%
Q4 202516.32%
Q1 202616.53%
Q2 202615.93%
Delinquent loans (60+ days)
0.08%0.60%1.12%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.48%
Q3 20240.93%
Q4 20240.42%
Q1 20250.68%
Q2 20250.08%
Q3 20250.47%
Q4 20250.71%
Q1 20261.12%
Q2 20260.34%
Return on assets
-3.05%-1.05%0.96%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-2.32%
Q3 2024-3.05%
Q4 2024-1.11%
Q1 20250.70%
Q2 20250.96%
Q3 20250.87%
Q4 20250.78%
Q1 2026-0.16%
Q2 2026-0.66%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202677$9.5M15.93%0.34%-0.66%54.5%
Q1 202673$9.3M16.53%1.12%-0.16%60.0%
Q4 202584$9.4M16.32%0.71%0.78%62.1%
Q3 202586$9.7M15.94%0.47%0.87%65.8%
Q2 202590$10.2M15.03%0.08%0.96%65.0%
Q1 202581$10.2M14.75%0.68%0.70%70.2%
Q4 202471$10.7M13.85%0.42%-1.11%71.4%
Q3 202467$10.7M14.10%0.93%-3.05%72.5%
Q2 202472$10.7M14.61%0.48%-2.32%73.6%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio15.93%
60th
Problem loans0.34%
66th
Net charge-offs2.47%
4th
Return on assets-0.66%
9th
Loans to deposits54.5%
56th
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio0.9%
66th

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InstitutionScoreAssetsCapitalProblem loansCompare
Sweetex Credit UnionCredit union Longview, TX94 out of 100, Very strong$9.4M39.4%0.00%vs
Victoria Federal Credit UnionCredit union Victoria, TX81 out of 100, Strong$9.4M12.8%0.04%vs
Local 20 Ibew Federal Credit UnionCredit union Grand Prairie, TX23 out of 100, Low$9.4M6.0%3.62%vs
E M O T Federal Credit UnionCredit union Abilene, TX78 out of 100, Strong$9.2M39.7%1.72%vs
Port Terminal Federal Credit UnionCredit union Houston, TX57 out of 100, Moderate$9.1M34.6%3.13%vs
Jackson County Federal Credit UnionCredit union Edna, TX72 out of 100, Strong$9.0M9.7%0.00%vs

Deposit insurance

Is my money safe at Neiman Marcus Group Employees Federal Credit Union?

Yes. Neiman Marcus Group Employees Federal Credit Union is a federally insured credit union (NCUA charter #6304). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 15.93%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Neiman Marcus Group Employees Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Neiman Marcus Group Employees Federal Credit Union
Type
Federal credit union
NCUA charter #
6304
RSSD ID
840989
Primary regulator
NCUA
Established
1949
Headquarters
1618 Main St, Dallas, TX 75201
Employees
4

Quick answers

Neiman Marcus Group Employees Federal Credit Union: common questions

Is Neiman Marcus Group Employees Federal Credit Union NCUA insured?

Yes. Neiman Marcus Group Employees Federal Credit Union is a federally insured credit union (NCUA charter #6304). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Neiman Marcus Group Employees Federal Credit Union's TellerScore?

77 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Neiman Marcus Group Employees Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Dallas

InstitutionScoreAssetsCapitalProblem loansCompare
Lakeside BankBank Rockwall, TX92 out of 100, Very strong$389.2M14.4%0.00%vs
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Datcu Credit UnionCredit union Denton, TX89 out of 100, Very strong$1.8B17.2%0.13%vs
Seagoville Federal Credit UnionCredit union Seagoville, TX89 out of 100, Very strong$15.8M21.6%0.21%vs
International Bank of CommerceBank Oklahoma City, OK88 out of 100, Very strong$1.6B15.5%0.66%vs