Side-by-side · Q2 2026 data
New Albin Savings Bank vs Citizens First Bank
Metric by metric
| Measure | New Albin Savings Bank | Citizens First Bank |
|---|---|---|
| TellerScore | 92 (stronger) | 75 |
| Capital cushion | 100 (stronger) | 53 |
| Loan quality | 100 (stronger) | 85 |
| Earnings | 62 | 97 (stronger) |
| Funding & liquidity | 100 (stronger) | 57 |
| Problem-loan coverage | 100 (stronger) | 94 |
| Peer percentile | 97th | 61st |
| Total assets | $350.6M | $344.5M |
| Deposits / shares | $296.6M | $283.1M |
| Capital ratio | 15.53% (stronger) | 10.26% |
| Problem loans | 0.00% (stronger) | 0.44% |
| Net charge-offs | -0.00% | -0.00% (stronger) |
| Return on assets | 1.04% | 1.93% (stronger) |
| Loans ÷ deposits | 39.6% (stronger) | 89.1% |
| Uninsured deposits | 11.0% (stronger) | 28.3% |
| Offices | 1 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
New Albin Savings Bank has the higher TellerScore (92 vs 75). On the 7 directional measures above (where higher or lower is clearly better), New Albin Savings Bank leads on 5 and Citizens First Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.